| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 13.37 | 20.4% |
| Total Income | 13.38 | 20.5% |
| Expenditure | 14.26 | 7.2% |
| PBT | -0.88 | 60.1% |
| Net Profit | 0.01 | 100.8% |
| OPM | 20.30% | 8.58pp |
| NPM | 0.09% | 14.77pp |
| EPS | 0.01 | 96.5% |
Purple Finance Turns Profitable in Q3 FY26, Entering a New Phase of Sustainable Growth
22 Jan 2026 · 22 Jan, 2:16 am
Summary
Purple Finance reported a PAT of ¥1.22 Lakhs in Q3 FY26, compared to a loss of ¥163 Lakhs in Q2 FY26. Total income and Assets Under Management (AUM) grew by 20% quarter-on-quarter. The growth was achieved with an operational footprint of 44 branches and a diversified loan book of 3,400+ active loan accounts. The Company raised ¥40 crore in Q2 FY26 and ¥39 crore in Q3 FY26. It also listed Retail Non-Convertible Debentures (NCDs) aggregating ¥25 crore in January 2026.
Key Highlights
- 1
Purple Finance turned profitable in Q3 FY26 with a PAT of ¥1.22 Lakhs
- 2
Total income and AUM grew by 20% quarter-on-quarter
- 3
Growth driven by good portfolio performance and growth momentum in the SME lending segment
- 4
Operational footprint of 44 branches and 435 employees
- 5
Diversified loan book of 3,400+ active loan accounts
- 6
Company raised ¥40 crore in Q2 FY26 and ¥39 crore in Q3 FY26
- 7
Successfully listed Retail Non-Convertible Debentures (NCDs) aggregating ¥25 crore in January 2026
- 8
255% growth in total income and 173% growth in AUM year-on-year
Management Comments
Mr Amitabh Chaturvedi
Achieving our first profitable quarter is a defining milestone for the Company. Our expanding branch network, improving cost efficiency, and strong capital position provide a solid foundation to scale our SME lending franchise sustainably.
Informational and educational content only. Not investment advice.