| Metric | Value (₹ Cr) | vs Q2 FY25 |
|---|---|---|
| Revenue | 3.5K | 0.2% |
| Total Income | 4.6K | 3.4% |
| Expenditure | 3.6K | 122.1% |
| PBT | -177.45 | 158.3% |
| Net Profit | 47.32 | 79.6% |
| OPM | — | |
| NPM | 1.03% | 5.53pp |
| EPS | 0.78 | 105.3% |
RBL Bank Reports 3% YoY Growth in Net Interest Income for Q3 FY25
18 Jan 2025 · 18 Jan 2025, 06:52 pm
Summary
RBL Bank Limited announced its unaudited financial results for the quarter and nine months ended 31st December 2024. The bank reported a 3% YoY growth in Net Interest Income (NIl) for Q3 FY25, reaching 1,585 crore. The NIM for Q3 FY25 stood at 4.90%. The Other Income for the quarter saw a significant increase of 38% YoY to 1,073 crore. The Core Fee Income for Q3 FY25 grew by 19% YoY to 871 crore. The bank's total deposits grew by 15% YoY to 1,06,753 crore. The net advances book grew by 13% YoY to 90,412 crore. The bank's total capital adequacy was 15.4% as of 31st December 2024, and the average Liquidity Coverage Ratio for Q3 FY25 was 143%.
Key Highlights
- 1
3% YoY growth in Net Interest Income for Q3 FY25
- 2
38% YoY growth in Other Income for Q3 FY25
- 3
19% YoY growth in Core Fee Income for Q3 FY25
- 4
15% YoY growth in Total Deposits
- 5
13% YoY growth in Net Advances
Management Comments
R Subramaniakumar
MD & CEO, RBL Bank
We remain cautious about the short-term challenges emanating from macro-economic environment affecting certain unsecured lending segments. We continue to demonstrate strong growth in chosen areas of secured retail & commercial banking on asset side and granular deposits on liability side. Our core business remains robust and disciplined focus on growth with profitability and customer-centric approach continues to drive meaningful progress.
Informational and educational content only. Not investment advice.