| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 3.4K | 1.0% |
| Total Income | 4.5K | 0.8% |
| Expenditure | 3.8K | 5.4% |
| PBT | 277.47 | 197.3% |
| Net Profit | 214.22 | 146.3% |
| OPM | 20.92% | 4.35pp |
| NPM | 4.75% | 2.81pp |
| EPS | 3.52 | 146.2% |
RBL Bank Reports Q1 FY26 Results: Net Profit of ₹200 Crore, 2% YoY Increase in Net Total Income
19 Jul 2025 · 19 Jul 2025, 01:41 pm
Summary
RBL Bank has announced its financial results for the quarter ended June 30, 2025. The bank reported a net profit of ₹200 crore, a 192% growth QoQ and a 2% YoY increase in net total income. However, the Net Interest Income (NII) de-grew by 13% YoY to ₹71,481 crore. Other income grew by 33% YoY to ₹71,069 crore. The bank's net advances grew by 9% YoY to ₹94,431 crore, with secured retail advances growing by 23% YoY. Total deposits grew by 11% YoY to ₹112,734 crore. The bank's total capital adequacy improved to 15.59% and the CET 1 ratio improved to 14.05%.
Key Highlights
- 1
Q1 FY26 Results
- 2
Net Profit of ₹200 Crore
- 3
2% YoY Increase in Net Total Income
- 4
192% QoQ Growth in Net Profit
- 5
13% YoY Decline in NII
- 6
33% YoY Growth in Other Income
- 7
9% YoY Growth in Net Advances
- 8
23% YoY Growth in Secured Retail Advances
- 9
11% YoY Growth in Total Deposits
- 10
15.59% Total Capital Adequacy
- 11
14.05% CET 1 Ratio
Management Comments
Mr. R Subramaniakumar
MD & CEO, RBL Bank
We have navigated a challenging environment with resilience and discipline, delivering strong momentum in secured retail and commercial banking while deepening our granular deposit base. During Q1 FY26, slippages in the JLG portfolio have moderated, with SMA levels reverting to Q1 FY25 level. The core engine remains robust—anchored in disciplined execution, profitability-driven growth, and a sharp customer focus. We are pleased to report steady performance this quarter and continued progress on our key priorities.
Informational and educational content only. Not investment advice.