| Metric | Value (₹ Cr) | Q2 FY26 | Q3 FY25 |
|---|---|---|---|
| Revenue | 3.7K | 4.5% | 3.7% |
| Total Income | 4.7K | 6.2% | 2.3% |
| Expenditure | 3.8K | 2.5% | 5.3% |
| PBT | 289.23 | 18.0% | 263.0% |
| Net Profit | 227.95 | 18.4% | 381.7% |
| OPM | 25.32% | 4.09pp | |
| NPM | 4.83% | 0.50pp | 3.80pp |
| EPS | 3.71 | 17.8% | 375.6% |
RBL Bank Announces Q3 FY26 Results with 5% YoY and 7% QoQ Net Profit Growth
17 Jan 2026 · 17 Jan, 1:12 pm
Summary
RBL Bank reported its financial results for the quarter ended December 31, 2025. The bank's net profit grew by 5% YoY and 7% QoQ to ₹214 crore, impacted by one-off expenses of ₹32 crore due to the revision in the definition of wages under New Labour Codes. The net interest income grew by 5% YoY and 7% QoQ to ₹71,657 crore, and the operating profit (excluding one-off impact) grew by 7% YoY and 25% QoQ to ₹912 crore. The bank's net advances grew by 14% YoY and 3% QoQ to ₹1,03,086 crore, and total deposits grew by 12% YoY and 3% QoQ to ₹1,19,721 crore.
Management Comments
Mr. R Subramaniakumar
MD & CEO, RBL Bank
Q3 FY26 marks another quarter of stable and consistent operational performance for the Bank. We continued to deliver strong growth in our focus areas, with secured retail advances and commercial banking driving asset side expansion while granular deposits supported on liability side. The collection efficiency in our JLG business has materially improved and disbursal run-rate are now close to normalised levels. Our core operating engine remains robust — anchored in disciplined execution, profitable Balance Sheet, and a sharper cross sell to our existing customer base.
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