| Metric | Value (₹ Cr) |
|---|---|
| Revenue | 10.28 |
| Total Income | 12.02 |
| Expenditure | 7.32 |
| PBT | 4.70 |
| Net Profit | 3.53 |
| OPM | 59.35% |
| NPM | 29.40% |
| EPS | 0.44 |
Regency Fincorp FY26 PAT Up 170% to ₹13.4 Cr
06 May 2026 · 6 May, 6:11 pm
Summary
Regency Fincorp Limited delivered a strong financial performance for the quarter and fiscal year ended March 31, 2026, driven by significant business expansion and operational efficiencies. For FY26, total income soared by 85% year-on-year to ₹40.1 crore, while Profit After Tax dramatically increased by 170% to ₹13.4 crore. The company also reported robust growth in Assets Under Management, which rose 45% to ₹261.2 crore, alongside an improvement in Net Interest Margin to 10.3%. Management highlighted the strength of its business fundamentals, commitment to a customer-focused platform, and recent capital initiatives, including a ₹25 crore fundraise via CCDs for digital lending expansion and Board approval to raise up to ₹400 crore through NCDs, underlining an optimistic outlook for scalable growth leveraging digital capabilities.
Key Highlights
- 1
Regency Fincorp Limited reported a significant 85% year-on-year growth in total income for FY26, reaching ₹40.1 crore.
- 2
Profit After Tax for FY26 surged by 170% year-on-year to ₹13.4 crore, reflecting strong operational efficiency and portfolio expansion.
- 3
The company's Assets Under Management (AUM) grew by 45% year-on-year to ₹261.2 crore in FY26, demonstrating sustained business momentum.
- 4
Net Interest Income & Fee Income for FY26 more than doubled, growing by 113% year-on-year to ₹27.6 crore.
- 5
Net Interest Margin (NIM) expanded by 285 basis points to 10.3% for FY26, indicating improved profitability.
- 6
Regency Fincorp successfully raised ₹25 crore through compulsory convertible debentures in April-May 2026, earmarked for expanding digital lending and the secured MSME book.
- 7
The Board also approved raising up to ₹400 crore through Non-Convertible Debentures, providing robust funding visibility to support future growth and scale.
Management Comments
Gaurav Kumar
Our performance in FY26 reflects the strength of our business fundamentals and our conƟnued commitment to building a robust and customer-focused financial services plaƞorm. Despite a dynamic operaƟng environment, we have maintained growth momentum while ensuring porƞolio quality and operaƟonal discipline. The Company recently raised INR 25 crore through the issuance of CCDs. The proceeds will be uƟlised towards strengthening our digital lending capabiliƟes and expanding our secured MSME porƞolio. Going forward, we remain focused on scaling our operaƟons, deepening market presence, and delivering sustainable value to all stakeholders. Through products such as CashMySalary and RegPay, we aim to leverage our digital and AI capabiliƟes to grow the digital lending porƞolio as well as improve overall operaƟonal efficiencies.
Informational and educational content only. Not investment advice.