REPCO HOME FINANCE LTD. Q3 FY26 Results

Summary

Repco Home Finance Ltd, a leading housing finance company, has reported an 8.8% growth in its loan book for the third quarter of the financial year 2025-26. The company's loan book stood at Rs. 15,394 crores as of December 31, 2025, compared to Rs. 14,155 crores a year back. The company's assets quality has also improved with GNPA ratio at 2.92% and Net NPA ratio at 1.38% as of December 31, 2025.

Key Highlights

1. 1

   Loan book grew by 8.8% to Rs. 15,394 crores

2. 2

   AUM at Rs. 15,033 crores as of September 30, 2025

3. 3

   Loans to the non-salaried segment accounted for 52.9%

4. 4

   Loans for salaried segment accounted for 47.1%

5. 5

   Housing loans accounted for 71.0%

6. 6

   Home Equity products accounted for 29.0%

7. 7

   GNPA amounted to Rs. 450 crores as of December 31, 2025

8. 8

   NNPA constituted Rs. 213 crores of the loan assets as of December 31, 2025

9. 9

   Loans sanctions stood at Rs. 1,087 crores in Q3 FY26

10. 10

    Loan disbursements stood at Rs. 1,064 crores in Q3 FY26

11. 11

    Total income stood at Rs. 457 crores in Q3 FY26

12. 12

    Net interest income stood at Rs. 208 crores in Q3 FY26

13. 13

    Net profits stood at Rs. 109 crores in Q3 FY26

14. 14

    Return on assets stood at 2.9%, resulting in a return on equity of 13.3% in Q3 FY26

15. 15

    The company has carried provisions for expected credit losses to the tune of Rs. 359 crores

16. 16

    The company has a total network of 205 branches and 31 satellite centers