| Metric | Value (₹ Cr) | Q2 FY26 | Q3 FY25 |
|---|---|---|---|
| Revenue | 211.36 | 15.2% | 27.6% |
| Total Income | 212.62 | 15.1% | 27.4% |
| Expenditure | 210.28 | 15.3% | 28.4% |
| PBT | 2.34 | 11.1% | 334.2% |
| Net Profit | 1.75 | 2.2% | 212.4% |
| OPM | 0.86% | 0.16pp | 1.91pp |
| NPM | 0.82% | 0.14pp | 1.35pp |
| EPS | 0.55 | 1.9% | 212.2% |
Transcorp Reports Strong Profit Growth of 49% in Q3 FY26, Receives RBI's In-Principle Approval for Centralised Payments Systems
05 Feb 2026 · 5 Feb, 6:23 pm
Summary
Transcorp International Limited announced its financial results for the quarter and nine months ended 31 December 2025. The company reported a 49.4% increase in Profit Before Tax (Standalone) in Q3 FY26 and a 67.3% growth in PBT for the nine months ended 31 December 2025. Transcorp also received RBI's in-principle approval for Centralised Payments Systems (CPS) and repaid all public Fixed Deposits.
Key Highlights
- 1
Profit Before Tax (Standalone) in Q3 FY26 increased by 49.4% over the immediately preceding quarter and 29.9% year-on-year
- 2
Q3 FY26 incurred the lowest interest/finance cost in the Company’s history
- 3
PBT for the nine months ended 31 December 2025 increased significantly by 67.3%
- 4
Highest transaction volumes in digital payments for any given nine month period in Transcorp’s history
- 5
Received in-principle approval from the Reserve Bank of India (RBI) for participation in Centralized Payment Systems (CPS)
- 6
Fully repaid all public Fixed Deposits as part of its Public Fixed Deposit scheme
Management Comments
Rajesh Garg
Executive Director & Chief Financial Officer
The strong improvement in profitability during the quarter and nine-month period reflects our disciplined execution, focus on automation, and prudent financial management... We remain committed to maintaining financial discipline while pursuing sustainable growth opportunities that enhance long-term stakeholder value.
Mr. Ayan Agarwal
CEO Payment Systems
The Payment Systems Division recorded a strong performance during Q3 FY26... Transcorp International Limited has received in-principle approval from the Reserve Bank of India for Centralized Payment Systems, marking a significant milestone in the Company's digital payments and banking infrastructure.
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