| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 414.00 | 2.7% |
| Total Income | 421.83 | 2.3% |
| Expenditure | 373.66 | 5.2% |
| PBT | 48.17 | 15.8% |
| Net Profit | 34.13 | 15.8% |
| OPM | 62.44% | 2.32pp |
| NPM | 8.09% | 1.74pp |
| EPS | 3.61 | 18.1% |
UGRO Capital Reports AUM of INR 12,081 Cr, Total Income of INR 421.8 Cr, and PAT of INR 34.1 Cr for Q1'FY26
11 Aug 2025 · 11 Aug 2025, 05:32 pm
Summary
UGRO Capital, a DataTech NBFC focused on MSME lending, announced its financial performance for the quarter ended June 30, 2025 (Q1’FY26). The Company reported Assets Under Management (AUM) of INR 12,081 crore, reflecting a 31% YoY growth. Total Income for Q1’FY26 stood at INR 421.8 Cr, up 40% YoY and 2% QoQ; Net Total Income was INR 216.5 Cr, up 31% YoY and PAT was INR 34.1 Cr, up 12% (YoY). Portfolio quality remained stable with GNPA/NNPA at 2.5%/1.7% on total AUM.
Key Highlights
- 1
AUM of INR 12,081 Cr, up 31% YoY
- 2
Total Income of INR 421.8 Cr, up 40% YoY
- 3
PAT of INR 34.1 Cr, up 12% YoY
- 4
Embedded Finance AUM crosses INR 1,000 Cr
- 5
Emerging Market footprint expands with 309 operational branches
- 6
Profectus acquisition and capital raise strengthens the next leg of growth
Management Comments
Mr. Shachindra Nath
Q1 was a quarter of discipline. In line with our risk guardrails, we tightened underwriting and moderated originations wherever borrower leverage was elevated. Even so, the portfolio remained resilient across our nine focus sectors, and we delivered 31% YoY AUM growth with stable asset quality. We stayed focused on building our next engines of Emerging Market distribution, Embedded Finance partnerships and the Profectus acquisition. With capital actions underway and approvals progressing, we are well placed for the next phase of high-quality growth.
Informational and educational content only. Not investment advice.