| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 408.88 | 10.2% |
| Total Income | 448.34 | 2.8% |
| Expenditure | 438.65 | 9.6% |
| PBT | 9.69 | 84.1% |
| Net Profit | 6.38 | 85.3% |
| OPM | 53.99% | 9.25pp |
| NPM | 1.42% | 7.97pp |
| EPS | 0.45 | 88.1% |
UGRO Capital Reports AUM of INR 15,454 Cr, up 40% YoY and PAT of INR 46.3 Cr in Q3’FY26, up 23% YoY
07 Feb 2026 · 7 Feb, 9:32 pm
Summary
UGRO Capital, a DataTech NBFC focused on MSME lending, announced its consolidated and standalone financial results for the quarter and nine months ended December 31, 2025. The quarter reflected continued scale-up in UGRO’s high-yielding, diversified MSME lending engine anchored by Emerging Market and Embedded Finance along with stable portfolio metrics and disciplined liability management.
Key Highlights
- 1
AUM: INR 15,454 crore as of Dec’25, up 40% YoY
- 2
Net Disbursement: INR 2,217 crore in Q3’FY26 up 6% YoY; INR 5,605 crore in 9M’FY26 up 7% YoY
- 3
Total Income: INR 506.4 crore in Q3’FY26 up 32% YoY
- 4
Asset Quality: GNPA/ NNPA at 2.2%/ 1.4% on total AUM with all portfolio parameters stable; adequate provision coverage at 45%
- 5
Embedded Finance Growth: MSL delivering exponentially with AUM reaching INR 1,798 Cr within short span of 5 quarters
- 6
Emerging Market channel mix at ~21% of consolidated AUM with 300+ branches reaching AUM of INR 3,199 Cr
- 7
Completed the acquisition of Profectus Capital in Dec’25; now a 100% subsidiary of UGRO
Management Comments
Not specified in the document
Not specified in the document
Informational and educational content only. Not investment advice.