Monthly UpdateSep 14, 2026, 06:03 AM
Synchrony Financial: August 2026 Delinquency & Charge-off Stats Released
AI Summary
Synchrony Financial has furnished its monthly charge-off and delinquency statistics for the thirteen months ended August 31, 2026. The company reported period-end loan receivables of $103.0 billion and an average loan receivables of $102.3 billion for August 2026. The 30+ delinquency rate remained steady at 4.2%, while the net charge-off rate increased to 4.9% and the adjusted net charge-off rate also rose to 4.9% in August. Synchrony intends to continue providing these statistics monthly.
Key Highlights
- Synchrony Financial reported period-end loan receivables of $103.0 billion as of August 31, 2026.
- The 30+ delinquency rate remained stable at 4.2% for August 2026.
- Net charge-off rate for August 2026 was 4.9%, an increase from 4.7% in July 2026.
- Adjusted net charge-off rate for August 2026 was 4.9%, up from 4.7% in July 2026.
- Average loan receivables, including held for sale, were $102.3 billion in August 2026.
Price Impact
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