Synchrony Financial to Issue $1.1B Senior Notes Due 2030 & 2037

Synchrony Financial entered into an underwriting agreement on July 28, 2026, to issue and sell $1.1 billion aggregate principal amount of senior notes. This includes $600 million of 5.450% Fixed-to-Floating Rate Senior Notes due 2030 and $500 million of 6.276% Fixed-to-Floating Rate Senior Notes due 2037. The offering is being conducted through a public offering pursuant to the company's Form S-3 registration statement, with J.P. Morgan Securities LLC, TD Securities (USA) LLC, and Wells Fargo Securities, LLC acting as representatives for the underwriters.