Monthly UpdateJul 21, 2026, 06:07 AM
Synchrony Financial June 2026 Delinquency 4.2%, Charge-off 5.3%
AI Summary
Synchrony Financial reported its monthly charge-off and delinquency statistics for June 2026. The company's period-end loan receivables increased to $102.2 billion. The 30+ day delinquency rate remained stable at 4.2% month-over-month, while the net charge-off rate improved slightly to 5.3% from 5.5% in May 2026. The adjusted net charge-off rate also saw a minor decrease to 5.2%.
Key Highlights
- Period-end loan receivables reached $102.2 billion as of June 30, 2026.
- The 30+ day delinquency rate was 4.2% for June 2026, stable from May 2026.
- The net charge-off rate for June 2026 was 5.3%, down from 5.5% in May 2026.
- The adjusted net charge-off rate was 5.2% for June 2026, a decrease from 5.4% in May 2026.
- Compared to June 2025, the net charge-off rate decreased from 5.8% to 5.3%.
Price Impact
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