StockWatch
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Finance: Consumer Services
Monthly UpdateJun 9, 2026, 06:01 AM

Synchrony Financial May 2026 Delinquency 4.2%, Charge-Off 5.5%

AI Summary

Synchrony Financial has released its monthly charge-off and delinquency statistics for the thirteen months ended May 31, 2026. As of May 31, 2026, the 30+ delinquency rate slightly decreased to 4.2% from 4.3% in the prior month, while the net charge-off rate remained stable at 5.5%. The company confirmed its intention to continue providing these statistics on a monthly basis.

Key Highlights

  • Synchrony Financial's 30+ delinquency rate was 4.2% as of May 31, 2026, down from 4.3% in April 2026.
  • The net charge-off rate was 5.5% for May 2026, remaining flat compared to April 2026.
  • The adjusted net charge-off rate for May 2026 was 5.4%, a decrease from 5.6% in April 2026.
  • Period-end loan receivables increased to $101.7 billion in May 2026 from $100.9 billion in April 2026.
  • Synchrony Financial plans to continue furnishing these monthly statistics.