AU Small Finance Bank Q2 FY27 PAT Up 53% to ₹858 Cr

AU Small Finance Bank announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The bank reported a strong performance with Profit After Tax (PAT) growing 53% year-on-year to ₹858 crore for Q2 FY27. Net Interest Income (NII) increased by 32% YoY to ₹2,820 crore. The deposit book grew 28.6% YoY to ₹1,70,460 crore, and the gross loan portfolio (GLP) grew 25.1% YoY to ₹1,53,769 crore. Key highlights include a Net Interest Margin increase to 5.8% and a decline in Cost of Funds to 6.41%. GNPA improved to 1.99% and NNPA to 0.81%. The bank also strengthened its leadership team and expanded its touchpoints, adding 183 new ones during the quarter. ICRA Ratings upgraded the bank's long-term credit rating outlook to Positive.