Quarterly Updates4 Nov 2026, 07:21 pm
Bajaj Housing Finance Ltd: AUM Crosses ₹1.5 Lakh Crore Milestone
AI Summary
Bajaj Housing Finance Ltd announced its half-yearly report for FY 2026-27, revealing a significant milestone with Assets Under Management (AUM) crossing ₹1.5 lakh crore. The company reported a 25% year-on-year AUM growth to ₹1,58,205 crore and a profit after tax of ₹1,472 crore for H1 FY27. Disbursements and AUM addition reached their highest ever in this period. The company maintained strong asset quality with GNPA at 29 bps. Its strategy to expand into near-prime and affordable segments through 'Sambhav loans' is progressing, now contributing 16% of home loan originations. Bajaj Housing Finance aims to be the largest private HFC in the mortgage industry, leveraging its differentiated model.
Key Highlights
- AUM crossed ₹1.5 lakh crore, growing 25% YoY to ₹1,58,205 crore.
- Profit after tax for H1 FY27 stood at ₹1,472 crore, a 20% YoY increase.
- Gross NPA remained low at 29 bps as of September 30, 2026.
- 'Sambhav loans' for near-prime customers now form 16% of home loan originations.
- Company maintains highest credit ratings: AAA/stable and A1+/stable.
Price Impact
More from BAJAJHFL