Capital India Finance Reports Strong H1 FY27 Growth
Capital India Finance Limited (CIFL) announced robust operating growth for the first half of FY27, ending September 30, 2026. Disbursements surged 39% year-on-year to ₹386.68 crore, and Assets Under Management (AUM) grew by 25% to ₹1,284.13 crore. Interest income saw a significant 47% increase, reaching ₹119.01 crore, contributing to a 44% rise in total standalone income to ₹145.32 crore. Profit After Tax (PAT) was reported at ₹7.71 crore. The company maintained a strong Capital Adequacy Ratio (CAR) of 40.77% and improved its asset quality with Gross NPA at 2.89% and Net NPA at 1.65%. CIFL is also simplifying its business portfolio by proposing the transfer of its foreign exchange division assets, focusing further on its core MSME lending operations.
Key Highlights
- Disbursements increased 39% YoY to ₹386.68 crore in H1 FY27.
- AUM grew 25% YoY to ₹1,284.13 crore as of September 30, 2026.
- Interest income rose 47% YoY to ₹119.01 crore.
- PAT stood at ₹7.71 crore for H1 FY27.
- Company is divesting foreign exchange division to focus on MSME lending.
Price Impact
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