Capital India Finance Ltd

Capital India Finance Limited (CIFL) has successfully raised ₹100 crore through the private placement of listed, rated, senior, secured, transferable, and redeemable Non-Convertible Debentures (NCDs). The issuance included a base issue of ₹50 crore and a green shoe option of ₹50 crore. These NCDs have a tenure of 27 months with a fixed coupon of 10% per annum, payable quarterly, and will be listed on BSE. This fundraise aims to strengthen CIFL's funding base, support its lending business growth, and diversify borrowing sources as it expands its secured MSME and retail lending franchise. CIFL has grown its distribution network to 46 branches across nine states and reported a 22% year-on-year increase in assets under management to ₹1,227.37 crore in FY 2026.

Capital India Finance Limited has successfully raised INR 100 Crores through the issuance of Non-Convertible Debentures (NCDs). The NCDs are listed, rated, senior, secured, transferable, and redeemable. This issuance, approved by the Securities Issuance Committee, comprises 1,00,000 NCDs with a face value of INR 10,000 each. The funds will be utilized for the company's operations and growth initiatives. The NCDs will be listed on BSE Limited and have a tenure of 27 months, with a maturity date of December 29, 2028, and carry a coupon rate of 10% per annum.

Capital India Finance Ltd has announced the closure of its trading window for dealing in equity shares. The window will be shut from October 1, 2026, until 48 hours after the declaration of the Unaudited Financial Results (Standalone and Consolidated) for the quarter and half-year ending September 30, 2026. This measure is in compliance with SEBI (Prohibition of Insider Trading) Regulations, 2015, and the company's internal code. The date for the Board of Directors' meeting to approve these financial results will be communicated separately.

Capital India Finance Limited's Securities Issuance Committee has approved the issuance of Non-Convertible Debentures (NCDs) on a private placement basis. The issuance will aggregate up to INR 100 Crore, comprising a base issue size of INR 50 Crore and a green shoe option of up to INR 50 Crore. These NCDs will be listed, rated, senior, secured, transferable, and redeemable, with a tenure of 27 months and a coupon rate of 10% per annum, payable quarterly. The principal will be repaid on the redemption date. This move aims to strengthen the company's capital base and fund its growth initiatives.

Capital India Finance Ltd has approved the transfer of its foreign exchange business operating under the brand name "RemitX" to Kanji Forex Private Limited for a consideration of INR 1,140 lakhs. The transaction, formalized through an Agreement for Purchase of Assets (APA), is subject to regulatory approvals and is expected to be completed by October 31, 2026. The RemitX business contributed 4.68% to the company's turnover and 4.20% to its net worth in the last financial year. Following the transfer, Capital India Finance will apply to the RBI to surrender its Authorised Dealer Category-II (AD-II) Licence.

Capital India Finance Limited (CIFL) announced its Board has approved the transfer of certain assets of its Forex division, operating under the RemitX brand, to Kanji Forex Private Limited, part of Niyo. This strategic move aligns with CIFL's focus on its core MSME lending business. The transaction follows the divestment of Capital India Home Loans Limited and aims to simplify CIFL's portfolio. CIFL reported a 32% YoY increase in total income and 36% YoY growth in disbursements in Q1 FY27, with AUM expanding approximately 20% YoY. The company maintains a strong capital position with a CAR of 43.58% as of June 30, 2026. RemitX brings a branch network and established relationships to Niyo's cross-border business.

Capital India Finance Limited has approved the transfer of assets related to its foreign exchange business, operating under the brand name "RemitX", to Kanji Forex Private Limited. The agreement for the sale of assets (APA) was executed on August 31, 2026. The transaction is valued at an aggregate consideration of INR 1,140 lakhs. The sale is subject to regulatory approvals and other conditions precedent. The RemitX business contributed 4.68% to the company's turnover/revenue and 4.20% to its net worth for the financial year ended March 31, 2026. Following the transfer, Capital India Finance will apply to the RBI to surrender its Authorised Dealer Category-II (AD-II) Licence.

Capital India Finance Ltd has dispatched a letter to its members, providing the exact web link and access path to the Annual Report for the Financial Year 2025-26 and the Notice of the 32nd Annual General Meeting. This communication is for shareholders whose email addresses are not registered. The AGM will be held on September 07, 2026, via Video Conferencing. Physical copies of the Annual Report will not be dispatched unless requested. Shareholders are urged to update their KYC details to ensure uninterrupted payments like dividends.

Capital India Finance Ltd has announced that its 32nd Annual General Meeting (AGM) will be held on September 7, 2026, at 11:30 AM IST via Video Conferencing (VC) / Other Audio Visual Means (OAVM). The company will submit its Business Responsibility & Sustainability Report, Notice convening the AGM, and the Annual Report for the financial year 2025-26. The Annual Report includes standalone and consolidated financial statements for FY26, along with the Board of Directors' and Auditors' reports. A key agenda item is the re-appointment of Mr. Keshav Porwal as a Director. The AGM will also address revisions in remuneration.

Capital India Finance Ltd has announced its 32nd Annual General Meeting (AGM) will be held on Monday, September 07, 2026, at 11:30 A.M. IST. The meeting will be conducted via Video Conferencing (VC) / Other Audio Visual Means (OAVM) in compliance with MCA and SEBI circulars. The agenda includes the adoption of the Audited Standalone and Consolidated Financial Statements for the financial year ended March 31, 2026, and the re-appointment of Mr. Keshav Porwal as a Director. The Notice and Annual Report for FY 2025-26 are being sent electronically to members and will be available on the company's and RTA's websites.