Capital SFB Q1 FY27 PAT Up 29% to ₹41.3 Cr; Advances Grow 22%

Capital Small Finance Bank Ltd reported its unaudited financial results for Q1 FY27, ending June 30, 2026. The bank demonstrated steady progress with a 29.0% year-on-year increase in Profit After Tax (PAT) to ₹41.3 crore. Gross Advances grew by 22.0% YoY to ₹9,074 crore, while total Deposits rose 16.3% YoY to ₹10,596 crore. The CASA ratio improved to 36.7%. Asset quality saw an improvement with GNPA/NNPA at 2.47%/1.14%. Net Interest Margin (NIM) increased to 4.21%. The bank's capital adequacy remains strong at 21.58%. These results position the bank well for its Vision 2029 targets.