Capital Small Finance Bank Ltd

Capital Small Finance Bank Ltd has announced that its Board of Directors will convene on October 6, 2026. The meeting's agenda includes the consideration and approval of the allotment of shares under the CSFB Limited — Employees Stock Option Plan for Material Risk Takers and the CSFB Limited — Employees Stock Option Plan 2023. This action is in line with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Capital Small Finance Bank Ltd has announced a meeting of its Securities Committee scheduled for October 06, 2026. The primary agenda items include the consideration and allotment of shares under two Employee Stock Option Plans: the CSFB Limited — Employees Stock Option Plan for Material Risk Takers and the CSFB Limited — Employees Stock Option Plan 2023. This meeting is being held in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Capital Small Finance Bank Ltd has released its provisional business update for the quarter ended September 30, 2026. Gross advances grew by 23.4% year-on-year to ₹9,755 crore, with a 7.5% quarter-on-quarter increase. Total deposits rose 16.2% year-on-year to ₹10,831 crore, showing a 2.2% sequential growth. The bank reported an improvement in asset quality, with Gross NPAs decreasing to 2.36% from 2.70% a year ago. CASA deposits stood at ₹3,734 crore, representing 34.5% of total deposits. The loan-to-deposit ratio was 85.4% for the quarter. The figures are provisional and subject to limited review.

Capital Small Finance Bank Ltd announced board approvals for two key appointments: Mrs. Rachna Dikshit as Part Time Chairperson and Mr. Joseph Conrad Agnelo D’souza as Additional Director (Non-Executive Independent). Mrs. Dikshit's appointment is effective January 30, 2027, for three years, while Mr. D’souza's is effective September 28, 2026, for five years. Both appointments are subject to shareholder and regulatory approvals. The bank also confirmed that neither appointee is debarred by any authority.

Capital Small Finance Bank Ltd announced board approvals for key appointments following a meeting on September 28, 2026. Mrs. Rachna Dikshit has been approved as Part Time Chairperson effective January 30, 2027, for a three-year term, subject to shareholder and RBI approval. Mr. Joseph Conrad Agnelo D’souza has been appointed as an Additional Director (Non-Executive Independent) effective September 28, 2026, for a five-year term, pending shareholder approval within three months. Both appointees are confirmed not to be debarred by any regulatory authority. The bank also confirmed the details of these appointments as per SEBI regulations.

Capital Small Finance Bank announced the closure of its trading window for equity shares, effective from October 1, 2026. This measure, in compliance with SEBI (Prohibition of Insider Trading) Regulations, 2015, applies to designated persons and their immediate relatives. The closure is in anticipation of the Board Meeting to consider and approve the unaudited financial results for the quarter ended September 30, 2026. The trading window will reopen 48 hours after the conclusion of this Board Meeting, the date of which will be intimated subsequently.

Capital Small Finance Bank Ltd announced the Unaudited Financial Results for the Quarter ended June 30, 2026, following a Board of Directors meeting held on July 23, 2026. The results, along with a limited review report from M/s GSA & Associates LLP, have been submitted and are available on the bank's investor relations website. An investor presentation detailing these results is also provided. The board meeting commenced at 10:00 a.m. and concluded at 03:50 p.m.

Capital Small Finance Bank Ltd reported its unaudited financial results for Q1 FY27, ending June 30, 2026. The bank demonstrated steady progress with a 29.0% year-on-year increase in Profit After Tax (PAT) to ₹41.3 crore. Gross Advances grew by 22.0% YoY to ₹9,074 crore, while total Deposits rose 16.3% YoY to ₹10,596 crore. The CASA ratio improved to 36.7%. Asset quality saw an improvement with GNPA/NNPA at 2.47%/1.14%. Net Interest Margin (NIM) increased to 4.21%. The bank's capital adequacy remains strong at 21.58%. These results position the bank well for its Vision 2029 targets.

Capital Small Finance Bank opened FY27 with a clean, broad-based beat on its own operating trajectory: standalone Q1 PAT rose 29.0% YoY to ₹41.30 Cr (₹32.01 Cr a year ago), outpacing 16.6% growth in interest income to ₹288.18 Cr and lifting net profit margin to 13.14% from 11.86% a year earlier. There were no exceptional items on either side of the comparison, so the reported growth is the underlying growth — a straightforward operating result rather than an accounting artifact. Sequentially the print was steadier (PAT +3.0% over Q4FY26's ₹40.08 Cr), which is normal for a bank without seasonal quarters; the YoY line is the real signal here. The margin story is the driver. NIM expanded to 4.21% (from 4.06% both a year ago and in Q4FY26) as cost of deposits fell to 5.6% from 5.9% YoY, consistent with management's Q4 concall guidance that repricing of high-cost term deposits and an improving credit-deposit ratio (avg CD ratio up to 83.0% from 80.9%) would lift margins. Net interest income grew 22% YoY to ₹134 Cr and pre-provision operating profit rose 23% to ₹65 Cr; operating margin improved to 2.04% from 1.94%. Fee/other income was the softer line, up only ~13% to ₹26.12 Cr, and the cost-to-income ratio ticked up to 59.5% from 58.2% in Q4, so the profit uplift is being carried by the spread, not by operating leverage or non-interest income. On the balance sheet, gross advances grew 22.0% YoY to ₹9,074 Cr — squarely on the '22%+ FY27 loan-book' guidance — led by the MSME/business segment (+49% YoY, +11% QoQ), while deposits rose 16.3% to ₹10,596 Cr with CASA at 36.7%. Asset quality improved: GNPA 2.47% (from 2.75% YoY / 2.54% QoQ), NNPA 1.14%, PCR up to 54.51% from 51.89%, with credit cost contained at 0.31%. ROA at 1.30% (vs 1.18% YoY) is tracking toward but still short of the 1.35–1.40% FY27 target management set, and ROE improved to 11.20% from 9.43%. This was an unaudited result with an unmodified limited review by new statutory auditor GSA & Associates LLP; the board also paid the ₹5/share FY26 final dividend during the quarter. There is no meaningful street consensus for a bank this size, so the result is best read against management's own guidance — which it broadly met on growth, margins and asset quality.

Capital Small Finance Bank Ltd has announced that its Board of Directors will convene on Thursday, July 23, 2026. The primary agenda item for this meeting is to consider and approve the unaudited financial results (Standalone) for the period ending June 30, 2026. This announcement is made in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.