Capital Small Finance Bank Ltd
P&L
Quarterly Standalone
vs Q1 FY26
Capital Small Finance Bank Q2 FY26 Results: Gross Advances Rise 17.7% Y-o-Y, Deposits Up 19.8% Y-o-Y
29 Oct 2025 · 29 Oct 2025, 06:20 pm
Summary
Capital Small Finance Bank announced its unaudited financial results for the quarter and half year ended September 30, 2025, showcasing steady and relationship-led growth across key business metrics. The Bank continued to strengthen its retail franchise, delivering consistent performance in advances, deposits, and profitability despite a fluid economic environment.
Key Highlights
- 1
Gross Advances rise 17.7% Y-o-Y, 6.3% Q-o-Q and 10.1% YTD to ₹7,907 crore
- 2
Deposits up 19.8% Y-o-Y, 2.3% Q-o-Q and 12.0% YTD to ₹9,317 crore
- 3
Disbursement during Q2FY26 rise 36.2% Y-o-Y to ₹805 crore
- 4
Profit After Tax increases 4.6% Y-o-Y to ₹35 crore
- 5
ROA during Q2FY26 improved to 1.3% (vs 1.2% in QUFY26)
- 6
Capital Adequacy Ratio robust at 24.2%
Management Comments
Mr. Sarvjit Singh Samra
The quarter ended September 30, 2025 was marked by healthy credit offtake and stable margins, reflecting the strength of our core operating model... We are confident that with the supportive macro backdrop — including benign inflation, GST-led consumption boost, and strong festive momentum — we are well-positioned to sustain healthy growth in deposits and advances in the second half of the year.
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