StockWatch
·
Other Bank
Quarterly Result29 Oct 2026, 07:01 pm

Capital SFB Q2 FY27 PAT Up 30.7% to ₹45.61 Cr

AI Summary

Capital Small Finance Bank Ltd (Capital SFB) reported its unaudited financial results for Q2 FY27, ending September 30, 2026. The bank demonstrated consistent growth with Profit After Tax (PAT) increasing by 30.7% year-on-year to ₹45.61 crore. Gross Advances grew by 23.4% YoY to ₹9,755 crore, and total Deposits rose by 16.2% YoY to ₹10,831 crore. The CASA ratio improved to 34.5%. Asset quality saw further improvement, with Gross NPA at 2.36% and Net NPA at 1.12%. Net Interest Margin (NIM) stood at 4.24%, and Return on Assets (ROA) improved to 1.39%. The bank maintained a strong capital position with CRAR at 20.78%.

Key Highlights

  • PAT grew 30.7% YoY to ₹45.61 Cr in Q2 FY27.
  • Gross Advances increased 23.4% YoY to ₹9,755 Cr.
  • Total Deposits rose 16.2% YoY to ₹10,831 Cr.
  • Asset quality improved with GNPA at 2.36% and NNPA at 1.12%.
  • NIM improved to 4.24% and ROA to 1.39%.