Quarterly Result12 Aug 2026, 07:12 pm
Capital Trust Reports ₹0.20 Cr PAT in Q1FY27; AUM Grows 52% to ₹240 Cr
AI Summary
Capital Trust Limited announced its Q1FY27 results, marking a return to profitability with a PAT of ₹0.20 Cr. The company's Assets Under Management (AUM) surged 52% quarter-on-quarter to ₹240 Cr, driven by a 52% increase in total AUM and a 24% rise in disbursements to ₹112 Cr. The portfolio quality improved, with 72% of AUM now secured or carrying zero credit risk, while Gross NPA remained at 2.7% and Net NPA at 0%. The company's business model transformation, focusing on secured gold loans and partner-led MSME lending, is demonstrating scalability and capital efficiency.
Key Highlights
- Q1FY27 PAT returns to positive ₹0.20 Cr, showing sustained profitability.
- Total AUM grew 52% QoQ to ₹240 Cr, with disbursements up 24% to ₹112 Cr.
- Secured/zero-credit risk AUM increased to 72% of the portfolio.
- Gross NPA contained at 2.7%, Net NPA at 0%, Capital Adequacy at 40%.
- Leverage reduced to 0.6x with external borrowings at ₹15.3 Cr.
Price Impact
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