Business Update9 Jul 2026, 05:10 pm
Central Bank of India FY26 Total Business Reaches ₹8.12 Lakh Cr
AI Summary
Central Bank of India has released its Integrated Annual Report for FY 2025-26, themed 'Business Acceleration'. The bank reported a significant growth in total business, reaching a historic ₹8,12,439 crore, a 15.60% increase year-on-year, surpassing its target of 14-15%. Retail, agriculture, and MSME (RAM) segments were key drivers, with a 20.86% growth to ₹2,34,571 crore. Retail advances crossed ₹1,00,000 crore for the first time, growing 25.67% to ₹1,03,533 crore. Deposit base also strengthened, with savings deposits exceeding ₹2,00,000 crore. Asset quality improved with Gross NPA falling to 2.67% and Net NPA at 0.49%. Digital transactions now constitute 90.54% of total banking transactions.
Key Highlights
- Total business grew 15.60% YoY to ₹8.12 lakh crore.
- Retail advances crossed ₹1 lakh crore, up 25.67% YoY.
- Gross NPA reduced to 2.67% from 3.18% in the previous year.
- Digital transactions accounted for 90.54% of total transactions.
- Savings deposits surpassed ₹2 lakh crore, strengthening liability base.
Price Impact
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