CENTRAL BANK OF INDIA

Central Bank of India announced the promotion of Shri Partha Sarathi K Naidu to the position of General Manager-Strategy, effective August 1, 2026. Mr. Naidu, aged 58, joined the bank in 1991 and holds a Bachelor of Commerce degree. He is a Certified Associate of the Indian Institute of Banking and Finance (IIBF) and brings approximately 34 years of banking experience, including roles as Regional Head and Deputy General Manager of the Strategy Department. This appointment is in compliance with SEBI (LODR) Regulations, 2015.

Central Bank of India has announced the appointment of Shri Rajesh Ranjan as a Shareholder Director on its Board. The appointment is effective from August 1, 2026, for a term of three years, concluding on July 31, 2029. Shri Ranjan, a retired IPS officer with a Master's degree in Arts, brings 36 years of extensive experience in law, HR, fraud risk management, corporate governance, and compliance, having served in public sector undertakings and central armed police forces. He also holds directorships in other companies and has prior experience as Chief Vigilance Officer.

Shri Shishram Tundwal, General Manager – Government Business, Delhi Zone of Central Bank of India, has ceased to be a Senior Management Personnel upon his superannuation effective July 31, 2026. This change is in accordance with SEBI (LODR) Regulations, 2015. The bank has informed the exchange and requested that this be taken on record.

Central Bank of India's Board of Directors has identified only one 'Fit and Proper' candidate for the election of a Shareholder Director. Shri Rajesh Ranjan, a retired IPS officer with extensive experience in law, HR, and corporate governance, has been deemed the sole valid candidate. Consequently, he is automatically elected as a Shareholder Director for a term from August 1, 2026, to July 31, 2029. This means the election agenda item will be withdrawn from the upcoming 19th Annual General Meeting scheduled for July 31, 2026.

Central Bank of India reported its financial results for the first quarter ended June 30, 2026. The bank's Net Profit increased by 13.26% year-on-year to ₹1324 crore, up from ₹1169 crore in the same period last year. Total Global Business grew by 18.29% to ₹833320 crore, with Deposits rising 11.68% to ₹478972 crore and Gross Global Advances increasing by 28.58% to ₹354348 crore. Asset quality showed improvement with Gross NPA at 2.60%, down 53 bps. The bank also expanded its international footprint by opening an IFSC Banking Unit at Gift City, Gandhinagar. Operating Profit saw a slight dip to ₹2186 crores from ₹2304 crores.

Central Bank of India announced its unaudited standalone and consolidated financial results for the first quarter and three months ended June 30, 2026. The Board of Directors approved these results along with the Limited Review Report issued by the auditors. The company also declared an audit report with an unmodified opinion for the quarter. Additionally, statements regarding deviations and variations, and a Security Cover Certificate as of June 30, 2026, were considered. The financial information will be available on the bank's investor relations website.

Central Bank of India's consolidated Q1FY27 net profit was ₹1,323 Cr (after minority/associates), versus ₹1,282 Cr a year ago; on the bank's headline pre-associate basis, PAT was ₹1,329 Cr against ₹1,260 Cr, i.e. +5.4% YoY. That reported growth understates the underlying run-rate: the year-ago quarter included a ₹85 Cr exceptional gain (this quarter has none), so adjusted YoY PAT growth is ~13% — squarely in line with standalone PAT's +13.3% (₹1,324 Cr vs ₹1,169 Cr). Core interest income grew a healthy 12.8% YoY to ₹9,726 Cr. The modest reported bottom-line growth masks a mixed operating quarter. Total income rose only 3.1% because other income nearly halved to ₹988 Cr (from ₹1,772 Cr), while interest expended climbed on deposit repricing — so operating profit actually fell 5.1% YoY and operating margin compressed to 20.5% from 22.2%. The profit was carried instead by a 22% drop in provisions (to ₹405 Cr) and a lower tax charge: this is a credit-cost/asset-quality print, not an operating-leverage one. Asset quality did improve materially — gross NPA fell to 2.61% (from 3.14%), net NPA to 0.51%, PCR 95.86%, and ROA held near 1%. On the business, gross advances grew 28.8% YoY to ₹3.55 lakh Cr and deposits 11.7% to ₹4.79 lakh Cr, taking total business to ₹8.34 lakh Cr (+18.4%), per the bank's early-July provisional updates; CASA ratio was 46.6% and CRAR a comfortable 18.28%. Deposit growth sits inside management's 10-12% FY27 guidance while advances run well ahead of the guided 14-16% — RAM-led, consistent with the last concall's optimistic tone. No brokerage consensus for the quarter is on record, so a street comparison is not available. A governance flag: with too few independent directors, the audit committee quorum could not be met and results were placed directly before the Board (still limited-reviewed, unmodified opinion). Standalone (+13.3% PAT) and consolidated-reported (+5.4%) diverge purely because of the prior-year consolidated one-off; on a like-for-like basis both point to ~13% underlying growth. The +80% QoQ jump is largely a base effect — Q4FY26 was depressed by an elevated ₹871 Cr tax charge and heavier provisions — and should not be read as momentum.

Central Bank of India has announced that its Board of Directors will convene on July 17, 2026, to consider and approve the unaudited standalone and consolidated financial results for the first quarter and three months ended June 30, 2026. In line with the bank's Insider Trading Policy, the trading window for directors, designated employees, and their immediate relatives has been closed from July 1, 2026, and will reopen 48 hours after the financial results are declared. The trading window is set to open for designated persons on July 20, 2026. This announcement is made in compliance with SEBI (LODR) Regulations, 2015, and the information will be available on the bank's website.

Central Bank of India has dispatched a letter to shareholders providing the web-link to the AGM notice and Integrated Annual Report for FY 2025-26. This is for members whose email addresses are not registered. The 19th Annual General Meeting is scheduled for Friday, July 31, 2026, via Video Conferencing. Key dates for voting and cut-off periods are detailed. Shareholders are also urged to update their KYC details for shares held in Demat and physical forms.

Central Bank of India has published its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-26. The report details the bank's operations, employee statistics, and market presence. Key disclosures include 34,050 total employees, with 898 identified as differently-abled. The bank serves a diverse customer base across retail, agriculture, MSME, corporate, and wholesale banking segments, operating through a network of 22,129 locations nationwide. The report also outlines the bank's commitment to sustainability and responsible business practices as mandated by SEBI regulations.