StockWatch
·
Filing
Q2

CENTRAL BANK OF INDIA

CENTRALBKFY2617 Oct 2025
Revenue+1.8%
Net Profit-3.2%
OPM20.46%

P&L

Quarterly Consolidated

Revenue
+1.8%8.8K
Expenditure
+4.9%8.5K
Net Profit
-3.2%1.2K
NPM 11.86%-2.1%EPS ₹1.36-4.2%

vs Q1 FY26

Central Bank of India Reports 32.86% Increase in Q2 Net Profit, Asset Quality Improves

17 Oct 2025 · 17 Oct 2025, 02:28 pm

Summary

The Central Bank of India has reported a 32.86% increase in net profit for the second quarter ended 30 September, 2025. The bank's asset quality has also improved with a decrease in gross and net NPAs.

Key Highlights

  1. 1

    Total Business grew by 14.43% to 3737938 crore

  2. 2

    Total Deposits up by 13.40% to 444450 crore

  3. 3

    Gross Advance increased by 16.03% to 2293488 crore

  4. 4

    Gross NPA stood at 3.01%, from 4.59%, registering an improvement of 158 bps

  5. 5

    Net NPA stood at 0.48%, from 0.69%, registering an improvement of 21 bps

  6. 6

    Net Profit for the quarter is up by 32.86% to 21213 crore

  7. 7

    Return on Assets (ROA) improved to 1.01% for September 2025

  8. 8

    Return on Equity (ROE) improved to 14.22% for September 2025

  9. 9

    CRAR improved to 17.34%, of which Tier I at 14.98%

Management Comments

C

Central Bank of India

We are pleased to report a 32.86% increase in net profit for the second quarter ended 30 September, 2025. Our asset quality has also improved with a decrease in gross and net NPAs.

Informational and educational content only. Not investment advice.