| Metric | Value (₹ Cr) | Q1 FY26 | Q2 FY25 |
|---|---|---|---|
| Revenue | 8.8K | 1.8% | 6.6% |
| Total Income | 10.3K | 1.2% | 4.0% |
| Expenditure | 8.5K | 4.9% | 192.5% |
| PBT | 1.5K | 21.2% | 6.2% |
| Net Profit | 1.2K | 3.2% | 32.5% |
| OPM | 20.46% | 6.39pp | 5.96pp |
| NPM | 11.86% | 0.25pp | 0.68pp |
| EPS | 1.36 | 4.2% | 1136.4% |
Central Bank of India Reports 32.86% Increase in Q2 Net Profit, Asset Quality Improves
17 Oct 2025 · 17 Oct 2025, 02:28 pm
Summary
The Central Bank of India has reported a 32.86% increase in net profit for the second quarter ended 30 September, 2025. The bank's asset quality has also improved with a decrease in gross and net NPAs.
Key Highlights
- 1
Total Business grew by 14.43% to 3737938 crore
- 2
Total Deposits up by 13.40% to 444450 crore
- 3
Gross Advance increased by 16.03% to 2293488 crore
- 4
Gross NPA stood at 3.01%, from 4.59%, registering an improvement of 158 bps
- 5
Net NPA stood at 0.48%, from 0.69%, registering an improvement of 21 bps
- 6
Net Profit for the quarter is up by 32.86% to 21213 crore
- 7
Return on Assets (ROA) improved to 1.01% for September 2025
- 8
Return on Equity (ROE) improved to 14.22% for September 2025
- 9
CRAR improved to 17.34%, of which Tier I at 14.98%
Management Comments
Central Bank of India
We are pleased to report a 32.86% increase in net profit for the second quarter ended 30 September, 2025. Our asset quality has also improved with a decrease in gross and net NPAs.
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