| Metric | Value (₹ Cr) | Q2 FY26 | Q3 FY25 |
|---|---|---|---|
| Revenue | 9.1K | 3.3% | 6.2% |
| Total Income | 11.0K | 7.0% | 12.6% |
| Expenditure | 8.7K | 2.6% | 11.7% |
| PBT | 1.6K | 7.6% | 12.3% |
| Net Profit | 1.3K | 3.7% | 30.6% |
| OPM | 25.32% | 4.86pp | |
| NPM | 11.49% | 0.37pp | 1.58pp |
| EPS | 1.40 | 2.9% | 26.1% |
Central Bank of India Reports 31.70% Net Profit Growth in Q3FY26
16 Jan 2026 · 16 Jan, 2:13 pm
Summary
Central Bank of India has reported a 31.70% growth in net profit for the third quarter of financial year 2026. The total business grew by 15.77% to 2774106 crore from 1668686 crore. Total deposits increased by 13.24% to 2450575 crore from 2139707 crore. Gross advance increased by 19.48% to 2323531 crore from 19270779 crore. Return on Assets (ROA) improved to 1.01% for December 2025, from 0.87% at December 2024. Return on Equity (ROE) improved to 14.47 % for December 2025, from 12.85 % at December 2024.
Key Highlights
- 1
Total Business grew by 15.77% to 2774106 crore from 1668686 crore
- 2
Total Deposits up by 13.24% to 2450575 crore from 2139707 crore
- 3
Gross Advance increased by 19.48 % to 2323531 crore, from 1927079 crore
- 4
Gross NPA stood at 2.70 %, from 3.86 %, registering an improvement of 116 bps
- 5
Net NPA stood at 0.45%, from 0.59%, registering an improvement of 14 bps
- 6
Provision Coverage Ratio (PCR) improved to 96.69%, from 96.54%, registering an improvement of 15 bps
- 7
Net Profit for the quarter is up by 31.70% to 21263 crore, from 1959 crore
- 8
Return on Assets (ROA) improved to 1.01% for December 2025, from 0.87% at December 2024
- 9
Return on Equity (ROE) improved to 14.47 % for December 2025, from 12.85 % at December 2024
Management Comments
Name not provided
Comment not provided
Informational and educational content only. Not investment advice.