Summary

Central Bank of India has reported a 31.70% growth in net profit for the third quarter of financial year 2026. The total business grew by 15.77% to 2774106 crore from 1668686 crore. Total deposits increased by 13.24% to 2450575 crore from 2139707 crore. Gross advance increased by 19.48% to 2323531 crore from 19270779 crore. Return on Assets (ROA) improved to 1.01% for December 2025, from 0.87% at December 2024. Return on Equity (ROE) improved to 14.47 % for December 2025, from 12.85 % at December 2024.

Key Highlights

1. 1

   Total Business grew by 15.77% to 2774106 crore from 1668686 crore

2. 2

   Total Deposits up by 13.24% to 2450575 crore from 2139707 crore

3. 3

   Gross Advance increased by 19.48 % to 2323531 crore, from 1927079 crore

4. 4

   Gross NPA stood at 2.70 %, from 3.86 %, registering an improvement of 116 bps

5. 5

   Net NPA stood at 0.45%, from 0.59%, registering an improvement of 14 bps

6. 6

   Provision Coverage Ratio (PCR) improved to 96.69%, from 96.54%, registering an improvement of 15 bps

7. 7

   Net Profit for the quarter is up by 31.70% to 21263 crore, from 1959 crore

8. 8

   Return on Assets (ROA) improved to 1.01% for December 2025, from 0.87% at December 2024

9. 9

   Return on Equity (ROE) improved to 14.47 % for December 2025, from 12.85 % at December 2024