StockWatch
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Housing Finance Company
Quarterly Result30 Jul 2026, 09:40 pm

LIC Housing Finance Q1 FY27 PAT Rises 9.4% to ₹1488 Cr

AI Summary

LIC Housing Finance Ltd. announced its standalone audited results for the first quarter ended June 30, 2026. Profit After Tax (PAT) increased by 9.4% to ₹1488.32 crore from ₹1359.92 crore in the same period last year. Total disbursements grew by 14.5% to ₹15014 crore, with significant growth in project loans (up 459%). The outstanding loan portfolio increased by 4% to ₹322098 crore. Net Interest Income saw a marginal increase of 0.5% to ₹2075.52 crore, while Net Interest Margin slightly decreased to 2.58% from 2.68%. Profit Before Tax rose by 11% to ₹1888.43 crore. The company highlighted its customer-centric approach and operational efficiency contributing to sustainable growth, and noted its recognition as 'Best Housing Finance Company' by NHB.

Key Highlights

  • Q1 FY27 PAT up 9.4% YoY to ₹1488.32 crore.
  • Total disbursements grew 14.5% to ₹15014 crore.
  • Outstanding loan portfolio increased 4% to ₹322098 crore.
  • Project loan disbursements surged by 459%.
  • Stage 3 Exposure at Default reduced to 2.14%.