Quarterly Result15 Oct 2026, 07:40 pm
L&T Finance Q2FY27 PAT Soars 33% YoY to ₹975 Crore
AI Summary
L&T Finance Ltd. (LTF) reported its highest ever consolidated Profit After Tax (PAT) of ₹975 Crore for Q2FY27, a significant 33% year-on-year increase. The company also achieved its highest ever consolidated book of ₹1,36,635 Crore, up 28% YoY. Retail disbursements were robust at ₹24,027 Crore, up 27% YoY. LTF highlighted improving asset quality with Gross Stage 3 at 2.75% and Net Stage 3 at 0.85%. Return on Assets (RoA) improved to 2.60%. The company is accelerating technology deployment to become an AI-native lender as part of its Lakshya 2031 strategy. The Weighted Average Cost of Borrowing (WACB) decreased to 6.95%.
Key Highlights
- Consolidated PAT reached ₹975 Crore, a 33% YoY increase.
- Consolidated book grew 28% YoY to ₹1,36,635 Crore.
- Retail disbursements rose 27% YoY to ₹24,027 Crore.
- Asset quality improved with GS3 at 2.75% and NS3 at 0.85%.
- RoA improved by 19 bps YoY to 2.60%.
Price Impact
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