StockWatch
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Microfinance Institutions
Quarterly Updates8 Oct 2026, 08:37 am

Muthoot Microfin Q2 FY27 AUM Grows 22% YoY to ₹15,323 Cr

AI Summary

Muthoot Microfin Ltd reported a key business update for the quarter ended September 30, 2026. Assets Under Management (AUM) reached ₹15,323 crore, a 22.0% year-on-year growth and 23.9% quarter-on-quarter annualized growth. The loan portfolio diversified, with JLG and Non-JLG mix improving to 69:31. Disbursements for Q2 FY27 were ₹2,900 Cr, up 28% YoY. Collection Efficiency (CE) improved to 98.11%. The company raised ₹3,213 Cr in Q2, bringing total borrowing for H1 to ₹5,946 Cr, while the cost of funds declined to 9.93%. The network comprised 1,675 branches serving 32 lakh customers. Digital collections increased to 47%.

Key Highlights

  • AUM grew 22% YoY to ₹15,323 crore.
  • Disbursements rose 28% YoY to ₹2,900 Cr.
  • Collection Efficiency improved to 98.11%.
  • Cost of funds declined to 9.93%.
  • Digital collections reached 47%.