Muthoot Microfin Ltd

Muthoot Microfin Limited (MML) has received a 'Positive' outlook from CareEdge Global Ratings, upgrading from 'Stable', for its USD 50 million external commercial borrowings. This reflects improvements in asset quality and operating performance. The agency also reaffirmed the company's long-term foreign currency rating at 'CareEdge BB-'. This follows a similar upgrade by CRISIL Ratings in June 2026. MML reported a 22% year-on-year increase in Assets Under Management (AUM) to ₹15,323 crore as of September 30, 2026. Quarterly disbursements grew 28% YoY to ₹2,900 crore, with collection efficiency improving to 98.11%. Gross non-performing assets declined to 3.7% as of June 30, 2026.

Muthoot Microfin Limited has announced that its Board of Directors will convene on Thursday, November 05, 2026. The primary agenda items include the consideration and approval of the company's financial results for the quarter and half-year ended September 30, 2026, along with the statutory auditors' limited review report. Additionally, the board will discuss any other matters with the Chairperson's permission. The trading window for designated persons and their relatives will remain closed from October 01, 2026, until 48 hours after the financial results are declared.

Muthoot Microfin Ltd has submitted its Provisional Asset Liability Management (ALM) statement for the month ended September 30, 2026. This filing is in compliance with SEBI regulations. The statement details various monetary items including capital, reserves, deposits, borrowings, and liabilities. Specific figures for different categories of deposits and borrowings are provided, along with details on reserves and surplus. The company has also reported outflows related to capital and reserves, with a balance of profit and loss account amounting to ₹24,835.80 Lakhs.

Muthoot Microfin Ltd reported a key business update for the quarter ended September 30, 2026. Assets Under Management (AUM) reached ₹15,323 crore, a 22.0% year-on-year growth and 23.9% quarter-on-quarter annualized growth. The loan portfolio diversified, with JLG and Non-JLG mix improving to 69:31. Disbursements for Q2 FY27 were ₹2,900 Cr, up 28% YoY. Collection Efficiency (CE) improved to 98.11%. The company raised ₹3,213 Cr in Q2, bringing total borrowing for H1 to ₹5,946 Cr, while the cost of funds declined to 9.93%. The network comprised 1,675 branches serving 32 lakh customers. Digital collections increased to 47%.

Muthoot Microfin Ltd has announced the closure of its trading window for dealing in the company's shares. This closure is in accordance with SEBI (Prohibition of Insider Trading) Regulations, 2015. The window will be shut from October 1, 2026, until 48 hours after the declaration of the Unaudited Financial Results for the quarter ending September 30, 2026. Designated persons were informed of this closure on September 25, 2026. This measure is standard practice to prevent insider trading during sensitive financial reporting periods.

Muthoot Microfin Ltd has submitted its Provisional Asset Liability Management (ALM) statement for the month ended August 31, 2026. This filing is in compliance with SEBI regulations dated October 15, 2025. The statement details various monetary items, including capital, reserves, deposits, borrowings, and current liabilities, presented in Lakhs of Euros. The document provides a snapshot of the company's financial structure and liabilities as of the specified period.

Muthoot Microfin Limited has successfully raised ₹250 crore through the issuance of listed, rated, secured, and redeemable Non-Convertible Debentures (NCDs) on a private placement basis. The NCDs, with a tenure of 24 months and a coupon rate of 9.25% per annum, will be listed on the BSE. This fundraising is part of the company's strategy to strengthen its funding profile, diversify its liability mix, and optimize borrowing costs. The CEO highlighted that this issuance, along with a recent credit rating upgrade to CRISIL AA-/Stable, will support margin strengthening and responsible growth. The issuance is secured by a first-ranking charge over the company's receivables.

Muthoot Microfin Limited has successfully allotted 250,000 Listed, Rated, Secured, Redeemable Non-Convertible Debentures (NCDs) with a face value of ₹10,000 each, aggregating to ₹250 Crores. The allotment was made on a private placement basis on September 8, 2026, with a maturity date of September 8, 2028. The NCDs carry an annual interest rate of 9.25%, payable monthly. This issuance is within the limits approved by the Board of Directors on June 30, 2026. The NCDs are secured by a first-ranking charge over the company's receivables.

Muthoot Microfin Ltd announced the approval for the issuance of Non-Convertible Debentures (NCDs) on a private placement basis. The Debenture Issue and Allotment Committee sanctioned the issuance of 2,50,000 Secured, Rated, Listed, Redeemable NCDs, each with a face value of ₹10,000, aggregating to ₹250 Crores. These NCDs will have a tenure of 24 months, with a deemed date of allotment on September 8, 2026, and maturity on September 8, 2028. The coupon rate offered is 9.25% per annum, payable monthly. The issuance is secured by a first-ranking charge over the company's receivables. The NCDs are proposed to be listed on BSE Limited.

Muthoot Microfin Ltd's Debenture Issue and Allotment Committee has approved the issuance of 250,000 Secured, Rated, Listed, Redeemable, Non-Convertible Debentures (NCDs) with a face value of ₹10,000 each, aggregating to ₹250 Crores. The NCDs will have a tenure of 24 months, with a maturity date of September 8, 2028. The issuance will be done via private placement, and the NCDs will carry an annual coupon rate of 9.25%, payable monthly. The principal amount will be secured by a first-ranking charge over the company's receivables. This move aims to strengthen the company's capital base and fund its growth initiatives.