StockWatch
·
Non Banking Financial Company (NBFC)
Quarterly Result3 Nov 2026, 05:40 pm

Northern Arc Capital Q2FY27 PAT up 41% to ₹129 Cr, AUM grows 34%

AI Summary

Northern Arc Capital Ltd announced its financial results for the second quarter and half year ended September 30, 2026. The company reported a significant increase in its Profit After Tax (PAT), which grew by 41% year-on-year (YoY) to INR 129 Crore in Q2FY27. Lending Assets Under Management (AUM) also saw robust growth, increasing by 34% YoY to INR 19,003 Crore as of September 30, 2026. Net Interest Income (NII) rose by 32% YoY to INR 425 Crore. The company highlighted a stable Opex ratio and a decrease in credit costs by 11 basis points YoY. Direct lending (D2C) AUM reached INR 12,502 Crore, constituting 66% of the overall AUM. The company also successfully redeemed its seventh Private Credit AIF and achieved the first close of INR 400 Crore for a new Diversified Debt Fund. Gross NPA ratio stood at 1.25% and Net NPA ratio at 0.51%. The Capital Adequacy Ratio was reported at 20.8%.

Key Highlights

  • Lending AUM grew 34% YoY to INR 19,003 Crore.
  • PAT increased 41% YoY to INR 129 Crore in Q2FY27.
  • NII grew 32% YoY to INR 425 Crore.
  • Direct lending (D2C) AUM reached INR 12,502 Crore.
  • Gross NPA ratio was 1.25% and Net NPA ratio was 0.51%.