Regency Fincorp Q1 FY27 PAT up 122.6%; Secured Loan Book Grows ~5x YoY

Regency Fincorp Limited reported robust unaudited financial results for Q1 FY27. Profit After Tax (PAT) surged 122.6% year-on-year to ₹7.0 crore, while Total Income grew 86.5% to ₹17.4 crore. The company's secured loan book expanded by 45% during the quarter, reaching ₹230.1 crore. Regency Fincorp successfully launched its digital lending platform, "Cash My Salary," accumulating a ₹23.4 crore portfolio. The company also optimized its loan portfolio by reducing unsecured loan exposure from 26% to 18%. Furthermore, it raised ₹110 crore through Listed NCDs and term loans, with an additional ₹25 crore NCD issuance approved, strengthening its liquidity and funding profile for future growth.