Ujjivan SFB Q1 FY27 PAT ₹317 Cr, RoA Guidance Revised Up

Ujjivan Small Finance Bank Ltd. reported strong financial performance for Q1 FY27, with Profit After Tax (PAT) surging by 206.7% YoY to ₹317 Crore. The bank revised its FY27 Return on Assets (RoA) guidance upwards to 1.8%-2.0%. Key highlights include a record quarterly Net Interest Income (NII) of ₹1,186 Crore, up 38.6% YoY, and a Pre-Provision Operating Profit (PPoP) of ₹548 Crore, up 52.0% YoY. Deposits grew by 24.6% YoY to ₹48,129 Crore, with CASA up 37.8% YoY. The Gross Loan Book reached ₹42,903 Crore, up 28.9% YoY, with the secured book comprising 50.4%. Asset quality improved with GNPA/NNPA at 2.17%/0.34%. New business lines like Gold and Vehicle loans crossed ₹1,000 Crore each. The bank also launched Mutual Fund distribution and a Co-Branded Credit Card offering.