Utkarsh SFB Q1 FY27: Disbursements Up 48.5%, Loan Portfolio Grows 2.0%

Utkarsh Small Finance Bank Ltd reported provisional business updates for the quarter ended June 30, 2026. Total disbursements surged by 48.5% year-on-year to ₹3,370 crore, driven by a significant 92.9% increase in Non-JLG disbursements. The gross loan portfolio grew by 2.0% to ₹19,612 crore. Deposits saw a modest 2.6% increase to ₹22,053 crore, with CASA deposits rising 15.1%. The CASA Ratio improved to 22.1%. Micro-banking asset quality remained strong with a collection efficiency of 99.63% and a declining SMA Pool of 1.20%. The Liquidity Coverage Ratio stood at a healthy 223%.