Summary

Aptus Value Housing Finance India Ltd, a leading Housing Finance Company, has declared its financial results for the quarter and half year ended September 30, 2025. The company reported a 24% QoQ growth in disbursements, total income growth of 27% YoY, and net profit growth of 24% YoY. The RoA/RoE for Q2 FY26 came in at 7.9%/20.0%, amongst the best in the industry.

Key Highlights

1. 1

   AUM as of Q2 FY26 at 11,767 Cr, growth of 22% Y-o-Y and 4% Q-o-Q

2. 2

   Total Income for Q2 FY26 at 554 Cr, growth of 27% Y-o-Y and 4% Q-0-Q

3. 3

   Net Income Margin for Q2 FY26 at 389 Cr, growth of 27% Y-o-Y and 5% Q-0-Q

4. 4

   Net Profit for Q2 FY26 at 227 Cr, growth of 24% Y-o-Y and 3% Q-0-Q

5. 5

   Net Profit for H1 FY26 at 446 Cr, growth of 26% Y-o-Y

6. 6

   RoA/RoE for Q2 FY26 came in at 7.9%/20.0%

7. 7

   Long-term credit rating was upgraded to [ICRAJAA (Stable)