Aptus Value Housing Finance India Ltd

Aptus Value Housing Finance India Ltd has issued a clarification regarding comments made during its August 1, 2026 earnings call. The management inadvertently stated an initial funding rate from the National Housing Bank (NHB) between 8.20% and 8.30%. The company now clarifies that this rate was before applying applicable concessions. After considering concessions for women borrowers, SC/ST borrowers, and based on the company's rating, the effective NHB funding rate is approximately 7.90%. This correction aims to provide accurate information to stakeholders and the stock exchanges.

Aptus Value Housing Finance India Limited reported its financial and operational performance for the first quarter ended June 30, 2026. Assets Under Management (AUM) grew by 21% year-on-year to ₹13,648 Cr. Disbursements increased by 36% YoY to ₹1,053 Cr. Net Income Margin stood at ₹441 Cr, a 19% YoY growth, and Net Profit was ₹261 Cr, also up 19% YoY. Return on Assets (RoA) was 7.8% and Return on Equity (RoE) was 20.4%. The company added 33 branches, expanding its network to 372, and plans to add 25 more in Q2 FY27. Investments in technology and data analytics are enhancing operational efficiency and underwriting. The company remains confident in achieving its FY27 AUM growth guidance of 22-24%.

Aptus Value Housing Finance India Limited announced that its Board of Directors, in a meeting held on July 31, 2026, has approved the Unaudited Standalone and Consolidated Financial Results for the first quarter ended June 30, 2026. The company also submitted the Limited Review Report with an unmodified opinion from its statutory auditors, M/s. Sundaram & Srinivasan. Disclosures as required by SEBI Listing Regulations and a Security Cover Certificate were also provided.

Aptus Value Housing Finance posted a steady, growth-led first quarter. Consolidated net profit rose ~19% YoY to ₹260.94 Cr (from ₹219.25 Cr) on revenue from operations of ₹600.29 Cr, up ~15.4% YoY, with basic EPS at ₹5.21 versus ₹4.39 a year ago. The bottom line was essentially flat sequentially (Q4 FY26: ₹260.95 Cr) — but Q4 is an audited balancing figure, so YoY is the cleaner read: net margin widened to ~43.5% of operating revenue from ~42.1% a year ago as net interest income (interest income ₹529.16 Cr, +12.7% YoY) outpaced a benign funding line (finance costs ₹169.68 Cr, +5.8% YoY). The notable swing under the hood is credit cost: consolidated impairment on financial instruments doubled to ₹21.49 Cr from ₹10.59 Cr a year ago (and up from ₹15.93 Cr in Q4), yet profit still compounded ~19% — the housing-finance book's spread absorbed the higher provisioning. Asset quality held: standalone GNPA 1.42%, NNPA 1.07%, provision coverage 25%. Standalone PAT grew faster at ~24.6% YoY (₹192.72 Cr), so the holding company outpaced the consolidated group this quarter as the 100% subsidiary Aptus Finance India's incremental contribution moderated — a >3% growth divergence worth flagging, though both lines tell the same double-digit-growth story. Against the Street, brokerage previews framed a strong topline (revenue estimates in the ₹650–730 Cr range on differing definitions) and the post-result read was constructive — analysts reiterated 'Buy' and the stock rose on the print. Management gives no formal profit guidance but has publicly targeted 22–24% AUM growth for FY27; this quarter's ~15% revenue and ~19% profit growth are consistent with, though not ahead of, that ambition, and the Aug 1 concall is the checkpoint for AUM and disbursement momentum. The board approved the results on July 31 alongside routine Reg-52 debenture disclosures; the ₹2.50 interim dividend flagged in company events was a prior (FY26) action, not declared with this quarter.

Aptus Value Housing Finance India Ltd has submitted its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-2026. The report, filed as per SEBI regulations, details the company's operations, employee data, and market reach. The company primarily offers housing finance and loans against property, with 98% of its turnover derived from these financial services. The BRSR is prepared on a consolidated basis and assured by Sundaram & Srinivasan, Chartered Accountants, with reasonable assurance. The report covers 339 offices nationally and serves 6 states and 1 Union Territory.

Aptus Value Housing Finance India Ltd has submitted its Annual Report for the Financial Year 2025-2026, along with the Notice for the 17th Annual General Meeting. The report, available on the company's website, covers corporate information, business model, key performance indicators, financial capital, digital technology, risk management, and sustainability initiatives. It also includes detailed financial statements, auditor reports, and corporate governance disclosures. The company highlights its integrated reporting approach, adhering to GRI standards, and provides forward-looking statements subject to risks and uncertainties.

Aptus Value Housing Finance India Ltd has announced that its 17th Annual General Meeting (AGM) will be conducted on Tuesday, August 4, 2026, at 11:00 AM IST. The meeting will be held virtually through Video Conferencing (VC) or Other Audio-Visual Means (OAVM), in compliance with regulatory guidelines. The agenda includes the adoption of audited standalone and consolidated financial statements for the fiscal year 2025-26. Key special businesses to be transacted are the re-appointment of Ms. Mona Kachhwaha as an Independent Director for a two-year term and seeking approval for an increase in the company's borrowing powers beyond its paid-up share capital and reserves, as per Section 180(1)(c) of the Companies Act, 2013. The Annual Report and Notice of AGM have been sent to members electronically.

Aptus Value Housing Finance India Ltd has announced that its Board of Directors will convene on July 31, 2026. The primary agenda item is to consider and approve the Unaudited Financial Results (Standalone and Consolidated) for the first quarter ended June 30, 2026. These results will be subject to a limited review by the company's statutory auditors. Additionally, the trading window for designated persons and their immediate relatives will remain closed from July 1, 2026, until 48 hours after the financial results are declared.

Aptus Value Housing Finance India Ltd has announced the closure of its trading window for dealing in the company's securities. This closure is in effect from July 01, 2026, and will remain open 48 hours after the declaration and submission of the unaudited financial results for the first quarter ended June 30, 2026. The restriction applies to all Designated Persons and their immediate relatives. The company will announce the date of the Board of Directors' meeting to approve these financial results in due course.

Aptus Value Housing Finance India Ltd has declared an interim dividend of ₹2.50 per equity share (face value ₹2) for FY 2025-26. The company communicated to shareholders regarding tax deduction at source (TDS) on the dividend, as per the Income Tax Act, 2025. TDS rates vary based on residential status and shareholder category. Shareholders are requested to update their PAN, bank details, and residential status with their Depository Participants or the Company’s Registrar and Share Transfer Agent (KFin Technologies Limited).