| Metric | Value (₹ Cr) | vs Q4 FY25 |
|---|---|---|
| Revenue | 151.00 | 24.3% |
| Total Income | 151.00 | 24.3% |
| Expenditure | 162.17 | 13.1% |
| PBT | -11.17 | 188.2% |
| Net Profit | -14.58 | 214.3% |
| OPM | 27.48% | 5.07pp |
| NPM | -9.66% | 16.06pp |
| EPS | 13.90 | 14.2% |
Arman Financial Services Q1 FY 2025-26 Results: AUM at INR 2,156.1 Crore, Profit After Tax at INR 14.6 Crore
14 Aug 2025 · 14 Aug 2025, 11:14 am
Summary
Arman Financial Services Limited, a Gujarat-Based NBFC, has reported its unaudited financial results for the quarter ended 30 June 2025. The company's consolidated AUM stands at INR 2,156.1 Crore, with a profit after tax of INR 14.6 Crore. The report includes detailed performance metrics and strategic initiatives for the company's various segments.
Key Highlights
- 1
Consolidated AUM at INR 2,156.1 Crore
- 2
Profit After Tax at INR 14.6 Crore
- 3
Disbursements stood at INR 386.6 Crore, a de-growth of 15.7% year-on-year
- 4
Net total income stood at INR 98.8 Crore, a de-growth of 17.0% year-on-year
- 5
Pre-Provision Operating Profit (PPoP) at INR 55.4 Crore, a de-growth of 34.8% year-on-year
- 6
Shareholders’ Equity as of June 30, 2025, stood at INR 861.2 Crore
- 7
Total borrowings stood at INR 1,621 Crore
- 8
Collection efficiency for the month of June 2025 stood at 95.5%
- 9
GNPA stood at 3.45%; NNPA stood at 0.51%
- 10
MSME, Two-Wheeler, LAP AUM at INR 602.2 Crore
- 11
MSME GNPA at 3.80%; NNPA at 1.05%
- 12
Two-Wheeler GNPA at 4.71%; NNPA at 1.87%
- 13
Microfinance Segment AUM at INR 1,553.9 Crore
- 14
Microfinance GNPA at 3.43%; NNPA at 0.23%
Management Comments
Mr. Jayendra Patel
Vice Chairman & Managing Director, Arman Financial Services
Our Q1 FY26 results reflect both the progress we have made and the areas where work is still required. Our standalone businesses continued to grow, demonstrating resilience, while our microfinance subsidiary is navigating a more challenging phase. Asset quality has yet to reach the levels we are targeting, underscoring the importance of the structural changes initiated last year. We believe these measures will strengthen the business and lay the foundation for more sustainable performance going forward.
Informational and educational content only. Not investment advice.