| Metric | Value (₹ Cr) | vs Q1 FY26 |
|---|---|---|
| Revenue | 159.21 | 5.4% |
| Total Income | 159.21 | 5.4% |
| Expenditure | 141.27 | 12.9% |
| PBT | 17.94 | 260.6% |
| Net Profit | 7.99 | 154.8% |
| OPM | 42.71% | 15.23pp |
| NPM | 5.02% | 14.68pp |
| EPS | 7.62 | 45.2% |
Arman Financial Services Announces Q2 FY 2025-26 Results: AUM at INR 2130.4 Crore, Disbursements Up by 27%
13 Nov 2025 · 13 Nov 2025, 10:53 pm
Summary
Arman Financial Services Limited, a Gujarat-Based Non-Banking Financial Company (NBFC), has announced its unaudited financial results for the quarter and half year ended 30th September 2025. The company's consolidated Asset Under Management (AUM) stood at ~INR 2130.4 Crore, with consolidated disbursements for H1FY26 at ~INR 865 Crore. The company's net total income for HLFY26 amounted to ~INR 208.4 Crore, down by 11% year-on-year. The Pre-Provision Operating Profit (PPoP) for H1FY26 is down by 31% year-on-year to ~INR 111.6 Crore. The company's total borrowings stood at ~INR 1,695 Crore, with 30.2% borrowed from banks and 14.6% from NBFCs & Fls.
Key Highlights
- 1
Consolidated AUM at INR 2130.4 Crore
- 2
Disbursements up by 27%
- 3
Net total income down by 11% year-on-year
- 4
PPoP down by 31% year-on-year
- 5
Total borrowings at INR 1,695 Crore
Management Comments
Mr. Jayendra Patel
Vice Chairman & Managing Director, Arman Financial Services
Q2 and H1 FY26 have been about steady progress and rebuilding momentum for Arman. We are seeing the benefits of disciplined execution, sharper risk controls, and the structural reforms we began last year. This is reflected in a clear improvement across our key operating indicators. While the environment continues to evolve, the trend across AUM, disbursements, asset quality, and collections is firmly positive.
Informational and educational content only. Not investment advice.