| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 160.07 | 0.5% |
| Total Income | 160.07 | 0.5% |
| Expenditure | 131.57 | 6.9% |
| PBT | 28.50 | 58.9% |
| Net Profit | 22.18 | 177.5% |
| OPM | 49.81% | 7.10pp |
| NPM | 13.86% | 8.84pp |
| EPS | 21.13 | 177.3% |
Arman Financial Services Announces Q3 FY 2025-26 Results: AUM Grows 6.8% QoQ to INR 2,274 Crore, PAT at INR 22 Crore
13 Feb 2026 · 13 Feb, 12:52 pm
Summary
Arman Financial Services Limited, a Gujarat-Based NBFC, has announced its unaudited financial results for the quarter and nine months ended 31st December 2025. The company's consolidated AUM stood at INR 2,274 Crore, with a YoY growth of -0.2%. The net total income for 9MFY26 amounted to INR 318 Crore, and the Pre-Provision Operating Profit (PPoP) for the same period stood at INR 166 Crore. The Profit After Tax for 9MFY26 stood at INR 16 Crore. The company's total borrowings stood at INR 1,880 Crore, with 23.8% coming from banks, 16.9% from NBFCs & HFCs, 28.3% from NCDs, and 24.8% from direct assignments (off-balance-sheet liabilities). The collection efficiency for the month of December 2025 stood at 96.3%. The GNPA stood at 3.40%, and the NNPA stood at 0.77%.
Key Highlights
- 1
AUM grows 6.8% QoQ to INR 2,274 Crore
- 2
PAT at INR 22 Crore
- 3
Consolidated disbursements for 9MFY26 stood at ~INR 1,482 Crore
- 4
Net total income for 9MFY26 amounted to ~INR 318 Crore
- 5
Profit After Tax for 9MFY26 stood at INR 16 Crore
- 6
Total borrowings stood at ~INR 1,880 Crore
- 7
Collection efficiency for the month of December 2025 stood at 96.3%
- 8
GNPA stood at 3.40%; NNPA stood at 0.77%
Management Comments
Mr. Jayendra Patel
Vice Chairman & Managing Director, Arman Financial Services
After 33 years of building and shaping Arman, the time has come to transition into the next phase of leadership. As the Company enters its next stage of growth, | have decided to step down from the role of Vice Chairman & Managing Director and continue as Whole-Time Director. In this capacity, | will remain closely involved in providing strategic direction and mentoring the leadership team to ensure continuity, stability, and sustained progress.
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