Summary

AU Small Finance Bank has announced its Q2’FY26 and H1’FY26 financial results. The bank reported a YoY growth of 21% in deposits and 22% in loans excluding unsecured loans. The profit grew by 6% YoY to 31,142 Cr for H1’FY26. The bank also reported a RoA of 1.4% and RoE of 12.9% for H1’FY26. The bank received 'in-principle' approval from RBI for transition to Universal Bank. The bank added 121 touchpoints including 46 branches across the country during the quarter.

Key Highlights

1. 1

   Deposits grow 21% YoY

2. 2

   Loans (excl. unsecured) grow 22% YoY

3. 3

   Profit grows by 6% YoY to 31,142 Cr for H1’FY26

4. 4

   RoA at 1.4% and RoE at 12.9% for H1’FY26

5. 5

   Bank received ‘in-principle’ approval from RBI for transition to Universal Bank

6. 6

   Bank added 121 touchpoints including 46 branches across the country during the quarter