| Metric | Value (₹ Cr) | Q1 FY26 | Q2 FY25 |
|---|---|---|---|
| Revenue | 4.5K | 3.0% | 15.4% |
| Total Income | 5.2K | 0.7% | 14.8% |
| Expenditure | 4.0K | 3.5% | 171.1% |
| PBT | 728.89 | 6.4% | 3.9% |
| Net Profit | 560.87 | 3.4% | 1.8% |
| OPM | 26.82% | 3.15pp | 2.12pp |
| NPM | 10.74% | 0.45pp | 3.87pp |
| EPS | 7.52 | 3.6% | 876.6% |
AU Small Finance Bank Announces Q2’FY26/H1’FY26 Financial Results: Deposits Grow 21% YoY, Loans Excl. Unsecured Grow 22% YoY, Profit Grows 6% YoY to 31,142 Cr Quarter and Half year ended on September 30, 2025
17 Oct 2025 · 17 Oct 2025, 04:13 pm
Summary
AU Small Finance Bank has announced its Q2’FY26 and H1’FY26 financial results. The bank reported a YoY growth of 21% in deposits and 22% in loans excluding unsecured loans. The profit grew by 6% YoY to 31,142 Cr for H1’FY26. The bank also reported a RoA of 1.4% and RoE of 12.9% for H1’FY26. The bank received 'in-principle' approval from RBI for transition to Universal Bank. The bank added 121 touchpoints including 46 branches across the country during the quarter.
Key Highlights
- 1
Deposits grow 21% YoY
- 2
Loans (excl. unsecured) grow 22% YoY
- 3
Profit grows by 6% YoY to 31,142 Cr for H1’FY26
- 4
RoA at 1.4% and RoE at 12.9% for H1’FY26
- 5
Bank received ‘in-principle’ approval from RBI for transition to Universal Bank
- 6
Bank added 121 touchpoints including 46 branches across the country during the quarter
Management Comments
Name not provided
Comment not provided
Informational and educational content only. Not investment advice.