Summary

Bank of India has reported a 46% YoY growth in net profit for the financial year ended 31.03.2025, standing at ₹ 9,219 crores. The bank's global advances crossed ₹ 6 lakh crores, with domestic advances growing by 14.45% YoY. Operating profit for FY25 grew by 17% YoY to ₹ 16,412 crores. The bank's ROA and ROE for FY25 stand at 0.90% and 15.27% respectively. The net interest income (NII) for FY25 increased by 6% YoY. The net interest margin (NIM) of global and domestic for FY25 stand at 2.82% and 3.10% respectively. The gross NPA ratio at 3.27% improved by 171 bps YoY. The capital adequacy ratio (CAR) as at the end of FY25 stands at 17.77%.

Key Highlights

1. 1

   Bank of India reports 46% YoY growth in net profit for FY25, standing at ₹ 9,219 crores

2. 2

   Global advances cross ₹ 6 lakh crores, domestic advances grow by 14.45% YoY

3. 3

   Operating profit for FY25 grows by 17% YoY to ₹ 16,412 crores

4. 4

   Gross NPA ratio improves by 171 bps YoY to 3.27%

5. 5

   Capital adequacy ratio (CAR) stands at 17.77%