| Metric | Value (₹ Cr) |
|---|---|
| Revenue | 957.33 |
| Total Income | 958.05 |
| Expenditure | 722.54 |
| PBT | 235.52 |
| Net Profit | 177.74 |
| OPM | 64.91% |
| NPM | 18.55% |
| EPS | 2.15 |
Capri Global Capital Ltd Reports 71% YoY Rise in PAT for FY25, AUM Crosses Rs 22,850 crores
07 May 2025 · 7 May 2025, 02:20 am
Summary
Capri Global Capital Ltd (CGCL) announced its audited financial results for the quarter and year ended March 31, 2025. The company reported a robust PAT of Rs 479 crores, up 71% YoY, driven by margin expansion, strong operating leverage, and consistent growth across business segments. The consolidated AUM, including co-lending AUM, increased 46% YoY to touch Rs 22,857 crores. Disbursements grew by 41% YoY to Rs 8,389 crores. The company also strengthened its non-interest income streams, which contributed 27.3% of net total income for the year.
Key Highlights
- 1
CGCL reports 115% YoY rise in PAT for Q4FY25
- 2
Consolidated AUM crosses Rs 22,850 crores
- 3
Disbursements grow by 41% YoY to Rs 8,389 crores
- 4
Non-interest income streams strengthened by 31% YoY in FY25
- 5
Cost-to-income ratio improves to 54.8% in 4QFY25
Management Comments
Rajesh Sharma
We continue to see significant opportunities in underpenetrated segments, and our diversified, secured lending model is well-positioned to deliver sustainable, profitable growth. Our tech-led infrastructure, strong co-lending partnerships, and focus on customer experience are enabling us to scale efficiently and responsibly. Momentum remains strong across all segments, including newly launched products. Margin expansion through high-yield offerings, steady growth in fee-based income, and tech-driven cost efficiencies are supporting robust profitability. Operating leverage and data-backed underwriting are enhancing productivity and keeping credit costs in check, while cross- sell opportunities drive growth without additional acquisition costs. Backed by strong asset quality and capital adequacy, we are confident of achieving Rs.50,000 Cr in AUM and RoAE of 16-18% by FY28.
Informational and educational content only. Not investment advice.