Capri Global Capital Limited

Capri Global Capital Ltd, operating as Capri Loans, a leading retail NBFC, announced a collaboration with OpenAI to integrate enterprise-grade generative AI into its core business functions. This initiative aligns with their technology-led growth strategy. Over the next few months, Capri Loans will explore AI-powered solutions to enhance customer service, knowledge management, and operational processes across its extensive network of over 1,400 branches serving more than 7.6 lakh customers in India. The company aims to leverage AI for improved productivity, risk management, and customer-centric financial services, while maintaining strong governance, security, and human oversight. Initial focus areas include document analysis, policy retrieval, and application support, with human oversight remaining central to credit decisions.

Capri Global Capital Ltd. (CGCL) announced its unaudited financial results for the quarter ended June 30, 2026, reporting a robust performance. Consolidated Assets under Management (AuM) surged by 62% year-on-year to over ₹40,000 Crores, driven by strong growth across all lending verticals, particularly Gold Loans (+111% YoY). Profit After Tax (PAT) more than doubled, increasing by 102% YoY to ₹353 Crores. The company achieved a Return on Average Equity (RoAE) of 19.1% and Return on Average Assets (RoAA) of 4.1%. Net Interest Income grew by 79% YoY to ₹736 Crores, supported by a spread on advances of 7.8%. Non-interest income also saw a healthy increase of 28% YoY to ₹217 Crores. The cost-to-income ratio improved to 44.2%, reflecting enhanced operating efficiency.

Capri Global Capital Ltd has filed a statement confirming no deviation or variation in the utilization of proceeds from its various fund-raising activities for the quarter ended June 30, 2026. The company has raised funds through private placements of Non-Convertible Debentures and public issues, with amounts ranging from ₹20 crore to ₹489.11 crore. The stated objects for these funds include financing activities, repaying existing loans, business operations, onward lending, refinancing, working capital requirements, and general corporate purposes. The company will also make this disclosure available on its website.

Capri Global Capital Limited announced its unaudited financial results for the quarter ended June 30, 2026. The Board of Directors approved the standalone and consolidated results. The company also confirmed that its joint statutory auditors issued an unmodified opinion in their Limited Review Report. Additionally, statements regarding the utilization of proceeds from non-convertible securities and the Security Cover Certificate for the quarter were submitted.

Capri Global Capital opened FY27 with a strong print: consolidated net profit more than doubled year-on-year to ₹353.4 Cr (from ₹174.9 Cr in Q1 FY26), on revenue from operations of ₹1,576.5 Cr, up ~57% YoY. The result is clean — there are no exceptional items on either side of the comparison, so the ~102% YoY PAT jump is fully underlying, not flattered by one-offs. Net profit margin expanded to ~22.4% of total income, from ~17.4% a year ago and ~20.4% last quarter, confirming the operating-leverage story management has been building toward. Sequentially, profit rose ~25% QoQ and revenue ~14% QoQ. The engine is core lending: consolidated interest income climbed to ₹1,322.9 Cr from ₹806.4 Cr a year ago (+64%), reflecting the aggressive AUM build (FY26 consolidated AUM had already grown to ₹36,623 Cr from ₹22,860 Cr). Fee and commission income rose to ₹155.4 Cr (from ₹112.3 Cr). The margin bridge held despite finance costs rising to ₹586.5 Cr (+49% YoY) and employee costs to ₹301.4 Cr (+65%, the cost of branch expansion) — because impairment on financial instruments actually fell to ₹62.2 Cr from ₹81.5 Cr, i.e. lower credit cost even as the book grew, keeping asset quality benign (standalone GNPA 1.02%, NNPA 0.56%). Against the FY27 guidance given on the Q4 concall — ~₹1,300 Cr PAT for the year, 25–30% AUM growth toward ₹46,000 Cr, ROE 16–18% — the quarter tracks ahead: ₹353 Cr in Q1 annualises to ~₹1,410 Cr, and the +57% topline outpaces the guided AUM trajectory. Standalone tells the same story (PAT ₹314.1 Cr, +109% YoY), so the consolidated and standalone growth reads are aligned (no material divergence). The concurrent board actions — appointing Nayanthara as brand ambassador for the South India expansion, and reappointing the CRO plus new CHRO/Chief Collection Officer hires — dovetail with the distribution-led growth and collections focus underpinning the low credit cost. No published Street consensus for the quarter was locatable ahead of the print, and the analyst call is scheduled for July 29; management gives PAT/AUM guidance but no formal quarterly EPS guidance.

Capri Global Capital Ltd (Capri Loans), a diversified NBFC, has appointed acclaimed actor and entrepreneur Ms. Nayanthara as its Brand Ambassador to bolster its expansion into South India. She joins existing brand ambassador Mr. Pankaj Tripathi. This strategic move aims to strengthen the company's connection with diverse customer segments and reinforce its brand as trusted, inclusive, and locally relevant. South India is a key growth region for Capri Loans, with a thriving MSME ecosystem and increasing demand for formal financial services. The company reported an Assets Under Management (AUM) of over ₹36,600 crores as of March 31st, 2026.

Capri Global Capital Ltd has announced that its Board of Directors will convene on July 27, 2026. The primary agenda item is to consider and approve the unaudited standalone and consolidated financial results for the quarter ending June 30, 2026. These results will undergo a limited review by the company's joint statutory auditors. Additionally, the company has closed its trading window from July 1, 2026, and it will remain shut for 48 hours post-declaration of results, in compliance with SEBI's insider trading regulations.

Capri Global Capital Ltd announced the appointment of Mr. Ignatius Kaitha as Chief Human Resource Officer (CHRO) and Mr. Ateet Parikh as Chief Collection Officer. Both individuals have been designated as Senior Management Personnel (SMP). The appointments were approved by the Board of Directors via a circular resolution passed on July 08, 2026, based on recommendations from the Nomination and Remuneration Committee. Mr. Kaitha brings over 20 years of HR experience in the financial services sector, while Mr. Parikh has over 25 years of experience in collections and retail banking.

Capri Global Capital Ltd has announced the closure of its trading window for all directors, promoters, designated persons, and their immediate relatives. This closure will be effective from July 1, 2026, and will remain in effect until 48 hours after the announcement of the company's financial results for the first quarter ending June 30, 2026. The specific date for the Board Meeting to approve these unaudited financial results will be communicated later. The company will also make this disclosure available on its website.

The Board of Directors of Capri Global Capital Ltd, in a meeting on June 16, 2026, approved several key re-appointments. Mr. Rajesh Sharma was re-appointed as a Director, subject to shareholder approval at the upcoming Annual General Meeting (AGM). Dr. Nupur Mukherjee and Mr. Shishir Priyadarshi were re-appointed as Independent Directors for second terms of three and five consecutive years, respectively, effective January 27, 2027, also pending shareholder approval at the ensuing AGM. Furthermore, Mr. Sanjeev Srivastava was re-appointed as the Chief Risk Officer (CRO) of the Company for a three-year period commencing from October 31, 2026.