Emerald Leasing Finance & Investment Company Ltd Q2 FY26 Results
EMERALDQ2 FY26 ResultsAnnounced 15 Oct 2025, 08:52 pm| Metric | Value (₹ Cr) | vs Q1 FY26 |
|---|---|---|
| Revenue | 6.90 | 2.8% |
| Total Income | 6.91 | 2.4% |
| Expenditure | 2.09 | 15.5% |
| PBT | 4.81 | 12.9% |
| Net Profit | 3.60 | 12.9% |
| OPM | 78.53% | 5.22pp |
| NPM | 52.17% | 4.82pp |
| EPS | 1.04 | 13.0% |
Emerald Finance's Net Profit Surges by 120.61% YoY in H1 FY26
16 Oct 2025 · 16 Oct 2025, 12:29 pm
Summary
Emerald Finance Limited, a dynamic company offering a spectrum of financial products and services including its flagship Earned Wage Access (EWA) in India, announced its Unaudited Financial Results for Q2 FY26 & H1 FY26. The company reported a YoY increase of 66.21% in total income and 120.61% in net profit for H1 FY26.
Key Highlights
- 1
Emerald Finance's Net Profit Surges by 120.61% YoY in H1 FY26
- 2
Total Income increased by 66.21% YoY in Q2 FY26 and 37.85% in H1 FY26
- 3
EBITDA increased by 78.53% YoY in Q2 FY26 and 54.80% in H1 FY26
- 4
Net Profit increased by 106.98% YoY in Q2 FY26 and 120.61% in H1 FY26
- 5
EPS increased by 95.90% in Q2 FY26 and 107.61% in H1 FY26
- 6
145 corporates onboarded on Earned Wage Access platform
- 7
Gold loan syndication business achieved disbursements of 2115+ crore in Q2 FY26
Management Comments
Mr. Sanjay Aggarwal
Q2 FY26 has been another strong quarter for Emerald Finance, reflecting sustained growth momentum across our key business segments... We have onboarded 145 corporates on our Earned Wage Access platform till date and successfully launched the ‘Emerald EWA’ mobile app on Google Play, further enhancing digital accessibility for our corporate partners and their employees... Our gold loan syndication business continued to gain strong traction, achieving disbursements of 2115 + crore during Q2 FY26... India’s financial ecosystem continues to experience strong tailwinds, supported by digital adoption, rising formal credit penetration, and policy-driven inclusion initiatives... NBFCs and fintechs are at the forefront of this evolution, and Emerald is well positioned within this landscape through its technology- led, asset-light model and inclusive financial approach.
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