Emerald Leasing Finance & Investment Company Ltd

Emerald Finance Ltd has announced a strategic partnership with Yerik International Private Limited to launch an Early-Wage-Access program. This initiative will enable employees of Yerik International to access a portion of their salaries throughout the month, providing instant financial relief. The program aligns with Emerald Finance's strategy to expand its offerings in the retail customer segment by providing short-term salary advance loans, which are repaid through salary deductions. This move is expected to broaden the company's customer base and product portfolio.

Emerald Finance Ltd announced the re-appointment of Mrs. Anubha Aggarwal as Whole-time Director of Eclat Net Advisors Private Limited, a subsidiary of the company. Mrs. Aggarwal, who also serves as a Director of Emerald Finance, will commence her new five-year term from June 5, 2026. This disclosure is made in compliance with Regulation 30(9) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as it constitutes a material event concerning a director of the company's subsidiary.

Emerald Finance Limited reported strong audited financial results for Q4 FY26 and the full fiscal year FY26. On a consolidated basis, the company's total income for FY26 reached ₹31.20 Cr, marking a 44.24% year-over-year increase. Net profit surged by 70.41% to ₹15.15 Cr, with EPS growing by 70.31% to ₹4.36. For Q4 FY26, consolidated total income was ₹9.76 Cr (up 50.44% YoY) and net profit was ₹4.36 Cr (up 64.35% YoY). The company expanded its Earned Wage Access (EWA) platform by onboarding 34 new corporates. Its gold loan syndication business, through subsidiary Eclat Net Advisors, disbursed over ₹375 Cr in Q4 FY26, partnering with major banks like ICICI, HDFC, RBL, and Muthoot Finance. The Managing Director highlighted the scalability of their asset-light, technology-led model and confidence in sustainable growth.

Emerald Finance Ltd has partnered with Ebix Cash World Money Private Limited to offer an Early-Wage-Access program to its employees. This initiative allows employees to access a portion of their salaries throughout the month, providing instant financial relief. The company aims to expand its offerings and serve retail customers by providing short-term loans as salary advances, collected through salary deductions.

Emerald Finance Ltd has partnered with Punjab Enviro Technology Private Limited to offer an Early-Wage-Access program to the latter's employees. This initiative aims to provide employees with instant access to a portion of their salaries throughout the month, addressing immediate financial needs. Emerald Finance is expanding its offerings to serve retail customers through salary advance solutions, where short-term loans are offered as salary advances and repaid through salary deductions.

Emerald Finance Ltd has scheduled a Board of Directors meeting on May 27, 2026, to consider and approve the audited financial results for the quarter and year ended March 31, 2026. The board will also consider recommending a dividend on equity shares. The trading window for dealing in the company's securities has been closed since April 1, 2026, and will remain closed until May 29, 2026.

Emerald Finance Ltd has partnered with Divineo Health Care Hospital LLP, Haryana, to offer its Early-Wage-Access program to the firm's employees. This collaboration aims to provide employees with instant financial relief by enabling them to access a portion of their salaries throughout the month. Emerald Finance is expanding its offerings to serve retail customers by providing short-term loans as salary advances, which will be collected through salary deductions.

Emerald Finance Ltd has partnered with Intime Advisory Services LLP to offer an Early-Wage-Access program to employees of client firms. This initiative aims to provide employees with instant financial relief by enabling access to a portion of their salaries throughout the month. The company is working on a salary advance solution to expand its offerings and serve retail customers, with loan amounts collected through salary deductions.

Emerald Finance Ltd has partnered with Goldkey Finvest Pvt. Ltd. to offer its Early-Wage-Access program to employees. This initiative allows employees to access a portion of their salaries throughout the month, providing instant financial relief. The company aims to expand its offerings and serve retail customers by providing short-term loans as salary advances, collected through salary deductions.

Emerald Finance Ltd has partnered with Studio Morphosis Private Limited, Delhi, to offer its Early-Wage-Access program to the employees of Studio Morphosis. This initiative aims to provide employees with instant financial relief by enabling them to access a portion of their salaries throughout the month. Emerald Finance is expanding its offerings to serve retail customers with a salary advance solution, where short-term loans are offered as salary advances and collected through salary deductions.