| Metric | Value (₹ Cr) | Q3 FY26 | Q4 FY25 |
|---|---|---|---|
| Revenue | 49.6K | 2.5% | 2.5% |
| Total Income | 84.6K | 10.2% | 6.1% |
| Expenditure | 63.6K | 12.8% | 6.6% |
| PBT | 20.7K | 16.8% | 8.5% |
| Net Profit | 15.6K | 16.4% | 9.0% |
| OPM | 42.35% | 0.17pp | 0.91pp |
| NPM | 18.45% | 0.98pp | 0.49pp |
| EPS | 20.62 | 17.6% | 7.9% |
ICICI Bank: FY26 PAT up 6.2% YoY to ₹50,000 Cr+
24 Apr 2026 · 24 Apr, 1:43 pm
Summary
ICICI Bank Limited reported a strong financial performance for the quarter and financial year ended March 31, 2026. Net interest income for Q4-2026 grew by 8.4% year-on-year to ₹22,979 crore, while core operating profit rose by 5.1% to ₹18,305 crore. The bank's net interest margin stood at 4.32% in Q4-2026, a slight increase from the previous quarter. Profit after tax for the quarter grew by 8.5% year-on-year to ₹13,702 crore, contributing to a consolidated full-year profit of ₹54,208 crore, up 6.2% year-on-year. This performance was underpinned by healthy asset quality and higher recoveries, with the Board recommending a dividend of ₹12 per share for FY2026.
Key Highlights
- 1
Net interest income for Q4-2026 grew by 8.4% year-on-year to ₹22,979 crore, with the net interest margin remaining strong at 4.32%.
- 2
Profit after tax increased by 8.5% year-on-year to ₹13,702 crore in Q4-2026.
- 3
For the full financial year 2026, the Bank reported a consolidated profit after tax of ₹54,208 crore, representing a 6.2% year-on-year growth.
- 4
Consolidated profit after tax for Q4-2026 grew by 9.3% year-on-year to ₹14,755 crore.
- 5
Core operating profit for Q4-2026 rose by 5.1% year-on-year to ₹18,305 crore, while provisions stood at ₹96 crore, reflecting healthy asset quality and higher recoveries.
- 6
Total period-end deposits showed robust growth, increasing by 11.4% year-on-year and 8.1% quarter-on-quarter.
- 7
The Board has recommended a dividend of ₹12 per share for FY2026, subject to requisite approvals.
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