India Shelter Finance Corporation Ltd Q4 FY25 Results
INDIASHLTRQ4 FY25 ResultsAnnounced 9 May 2025, 09:15 pm| Metric | Value (₹ Cr) |
|---|---|
| Revenue | 327.29 |
| Total Income | 327.42 |
| Expenditure | 187.82 |
| PBT | 139.60 |
| Net Profit | 108.13 |
| OPM | 74.57% |
| NPM | 33.03% |
| EPS | 10.03 |
India Shelter Finance Corporation Reports 35% AUM Growth in Q4FY25, PAT of Rs. 108 Crs, RoA at 5.8%, and RoE at 16.3%
09 May 2025 · 9 May 2025, 11:28 pm
Summary
India Shelter Finance Corporation has reported its financial and operational performance for the quarter and year ended March 31, 2025. The company's Assets Under Management (AUM) grew by 35% YoY to Rs. 8,189 Crs. Disbursements stood at Rs. 933 Crs, registering a growth of 25% YoY. The company reported a Profit After Tax (PAT) of Rs. 108 Crs for Q4FY25, a growth of 39% YoY. The Return on Assets (RoA) improved to 5.8% and Return on Equity (RoE) reached 16.3% for Q4FY25. The company added 43 new branches during FY25, taking the total branch presence to 266. The cost of funds improved by 10 bps to 8.7%.
Key Highlights
- 1
AUM grew by 35% YoY to Rs. 8,189 Crs
- 2
Disbursements stood at Rs. 933 Crs, growth of 25% YoY
- 3
PAT of Rs. 108 Crs for Q4FY25, growth of 39% YoY
- 4
RoA improved to 5.8% and RoE reached 16.3% for Q4FY25
- 5
Cost of funds improved by 10 bps to 8.7%
Management Comments
Mr. Rupinder Singh
We are pleased to report yet another quarter and year of consistent performance. We remain committed to resilience and disciplined execution, ensuring strong financial and operational performance. Demand for affordable housing finance continues to accelerate across Tier II, Tier III, and fast-growing micro-markets. Building on this momentum, with deep market penetration, a sturdy branch-led distribution model, and a digital-first engagement approach, we are closing credit gaps and enabling families to realise their homeownership dreams.
Informational and educational content only. Not investment advice.