India Shelter Finance Corporation Ltd Q3 FY26 Results
INDIASHLTRQ3 FY26 ResultsAnnounced 7 Feb, 2:47 pm| Metric | Value (₹ Cr) | vs Q2 FY26 |
|---|---|---|
| Revenue | 389.50 | 5.6% |
| Total Income | 389.52 | 5.6% |
| Expenditure | 229.78 | 8.8% |
| PBT | 159.75 | 1.2% |
| Net Profit | 123.94 | 1.7% |
| OPM | 71.00% | 2.34pp |
| NPM | 31.82% | 1.20pp |
| EPS | 11.42 | 1.3% |
India Shelter Finance Corporation Reports Q3FY26 PAT Growth of 33% YoY to Rs. 128 Crs, Gross Managed Assets at Rs. 10,365 Crs
07 Feb 2026 · 7 Feb, 3:12 pm
Summary
India Shelter Finance Corporation has reported a Profit After Tax (PAT) growth of 33% YoY to Rs. 128 Crs for the quarter ended December 31, 2025. The Gross Managed Assets stand at Rs. 10,365 Crs, marking a 31% YoY growth. The company disbursed Rs. 977 Crs in Q3FY26, an 11% YoY growth.
Key Highlights
- 1
Gross Managed Assets at Rs. 10,365 Crs, growth of 31% YoY
- 2
PAT’ of Rs. 128 Crs for Q3FY26, growth of 33% YoY
- 3
RoE’ for Q3FY26 at 17.1%
- 4
Disbursed Rs. 977 Crs in Q3FY26, growth of 11% YoY
- 5
Added 2 new branches in Q3FY26, 35 branches year-to-date
- 6
Geographic presence at 301 branches as of 31* December 2025
- 7
Total employee strength as of Q3FY26 stood at 4,669 employees
- 8
Networth at Rs. 3,048 Crs as of December’25
- 9
Liquidity of Rs. 1,818 Crs as of December’25
- 10
Cost of funds improved by 20bps QoQ to 8.3% in Q3FY26
- 11
Spreads improved by 20bps to 6.6% in Q3FY26
- 12
Gross Stage 3 and Net Stage 3 at 1.5% and 1.2% as of December’25
Management Comments
Mr. Rupinder Singh
We are pleased to announce that the company delivered another quarter of sustained performance. Annual growth remains robust with Gross Managed Assets growing at 31% YoY to Rs. 10,365 Crs. In Q3FY26, we disbursed Rs. 977 Crs, registering a growth of 11% YoY. In Q3FY26, we added 2 new branches, year-to-date added 35 branches as part of the branch expansion strategy, geographic presence stood at 301 branches as of 31* December 2025. Total employee strength as of Q3FY26 stood at 4,669 employees.
Informational and educational content only. Not investment advice.