India Shelter Finance Corporation Ltd Q4 FY26 Results
INDIASHLTRQ4 FY26 ResultsAnnounced 2 May, 12:52 pm| Metric | Value (₹ Cr) | Q4 FY25 |
|---|---|---|
| Revenue | 408.23 | 24.7% |
| Total Income | 408.27 | 24.7% |
| Expenditure | 228.24 | 21.5% |
| PBT | 180.03 | 29.0% |
| Net Profit | 137.59 | 27.2% |
| OPM | 73.06% | 1.51pp |
| NPM | 33.70% | 0.67pp |
| EPS | 12.66 | 26.2% |
India Shelter Finance FY26 PAT at ₹503 Crs, Up 33% YoY
02 May 2026 · 2 May, 3:01 pm
Summary
India Shelter Finance Corporation Limited reported a strong performance for Q4 and FY26, with Gross AUM reaching ₹11,044 crores, a 29% increase year-on-year. The company's Profit After Tax (PAT) for FY26 grew significantly by 33% to ₹503 crores, while Q4FY26 PAT also saw robust growth of 27% year-on-year, reaching ₹138 crores. Profitability metrics remained healthy, with RoA at 5.9% and RoE at 17.6% for Q4FY26. Mr. Rupinder Singh, MD and CEO, highlighted the consistent performance, healthy business momentum, improving asset quality, and operating leverage as key drivers.
Key Highlights
- 1
India Shelter Finance Corporation's Gross AUM reached ₹11,044 crores as of Q4FY26, marking a 29% year-on-year growth.
- 2
Profit After Tax (PAT) for FY26 grew by 33% year-on-year to ₹503 crores.
- 3
For Q4FY26, PAT stood at ₹138 crores, representing a 27% growth year-on-year and an 11% quarter-on-quarter increase.
- 4
The company reported a Return on Assets (RoA) of 5.9% and Return on Equity (RoE) of 17.6% for Q4FY26, showcasing strong profitability.
- 5
Disbursements for Q4FY26 were ₹1,040 crores, an 11% rise year-on-year, contributing to a total of ₹3,834 crores for FY26, up 14% year-on-year.
- 6
Asset quality improved significantly, with Gross Stage 3 declining by 29bps quarter-on-quarter to 1.2% and Net Stage 3 at 0.9% as of March'26.
- 7
The Board of Directors has recommended a final dividend of ₹10 per share for the fiscal year, pending shareholder approval.
Management Comments
Mr. Rupinder Singh
We are pleased to share that we have delivered another year of strong and consistent performance, supported by healthy business momentum, improving asset quality, improving operating leverage, and continued strengthening of our franchise. Gross AUM grew 29% YoY to Rs. 11,044 Crs. In Q4FY26, we disbursed Rs. 1,040 Crs. In this quarter, we added 6 new branches, and for the year we have added 41 branches, in line with our branch expansion strategy of adding 40-45 branches each year. Total employee strength as of Q4FY26 stood at 4,800 employees. On Asset Quality metrics, 30+ has improved by 100bps QoQ to 4.0%. Gross Stage 3 improved by 29bps QoQ to 1.2% and Net Stage 3 improved by 23bps to 0.9%. On profitability metrics, PAT for the quarter came in at Rs. 138 Crs registering a growth of 27% YoY and 11% QoQ. RoE further improved to 17.6%. Our Networth now stands at Rs. 3,198 Crs.
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