| Metric | Value (₹ Cr) | vs Q3 FY25 |
|---|---|---|
| Revenue | 15.9K | 0.6% |
| Total Income | 18.8K | 3.5% |
| Expenditure | 13.8K | 2.9% |
| PBT | 4.2K | 13.7% |
| Net Profit | 3.0K | 3.0% |
| OPM | 31.68% | |
| NPM | 15.76% | 0.07pp |
| EPS | 22.14 | 2.5% |
Indian Bank Reports 35% YoY Increase in Net Profit for FY2025, RoA at 1.32%
04 May 2025 · 4 May 2025, 12:06 am
Summary
Indian Bank has reported its audited financial results for the quarter and financial year ended on March 31, 2025. The bank's global business is at a net profit of ₹1,01,325 Cr, up 35% YoY. The net profit for the quarter is ₹2,956 Cr, a 32% YoY increase. The bank's NNPAY% decreased by 24 bps YoY to 17.94%. Return on Assets (RoA) improved by 32% to 1.32% in the fiscal year.
Key Highlights
- 1
Global business at ₹1,01,325 Cr, up 35% YoY
- 2
Net profit for the quarter is ₹2,956 Cr, up 32% YoY
- 3
NNPAY% decreased by 24 bps YoY to 17.94%
- 4
Return on Assets (RoA) improved by 32% to 1.32% in the fiscal year
- 5
Gross advances increased by 10% YoY to ₹5,88,140 Cr
- 6
Total deposits increased by 7% YoY to ₹7,37,154 Cr
- 7
GNPA% decreased by 86 bps YoY to 3.09% and NNPA% reduced by 24 bps to 0.19%
- 8
Capital Adequacy Ratio improved by 150 bps to 17.94%
- 9
Earnings Per Share (EPS) increased by 32% to ₹87.78 in the fiscal year
Management Comments
Not specified
Indian Bank's focus is on fostering growth through strategic initiatives such as quality credit expansion, enhanced focus on deposits, digital innovation, exceptional customer service, improved asset quality and increased profitability. The bank also prioritizes employee motivation and strategic branch expansion.
Informational and educational content only. Not investment advice.